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Basic Mortgage
Mortgage Calculator
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Valuation
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If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
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Credit Card Comparison

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  • United Asia Finance Limited
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sim World Mastercard®️
  • 【Deadline: 30 April 2025 6 PM】HK$400 Apple Store Gift Card
$150000
Min. Annual Income
8%
Online spending
3%
Spending on selected merchants
  • Cash rebate upto 8%
  • Easy approval

Gift Options

  • HK$400 Apple Store Gift Card; or
  • HK$400 Wellcome Shopping Voucher

Terms & Conditions

New sim Customers can get MoneyHero Exclusive reward with HK$400 Apple Store Gift Card / HK$400 Wellcome Shopping Voucher

Requirements

  • From 08 April 2025 10 a.m. till 30 April 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 31 May 2025: The card must be approved by sim
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$100

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

    _______________________

    Gift Options
     
  • Existing Customer: Up to HK$1,150 CashBack

Terms & Conditions
sim Credit Card CashBack Promotion
1.Upon accumulating a spending of HK$1,000 on Non-Online Eligible Retail Transactions within a calendar month, sim Credit Card and sim World Mastercard® cardholders can enjoy CashBack offer: Up to 8% cashback for Online Spending and 3% cashback for Selected Local Merchants

2.Exclusive Offer for sim Credit Card Cardholders: Up to 8% cashback for Local Transportation

3.Total Monthly CashBack Cap for each Eligible Card is HK$200

4.Please refer to Terms and Conditions for more details.

 

Mobile Payment Rewards
1. During the promotion period from 27 February 2025 to 30 April 2025, use sim Credit Card to make a non-online Apple Pay or Google Pay transaction to accumulate a specific amount on non-online spending, you can earn up to HKD$350 cashback:
2. Please click here to register & refer to Terms and Conditions for more details.

 

Travel Bliss Reward
1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase:
a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive)
b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive)
c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive)
d) Phase four: 1 April 2025 to 30 April 2025 (both dates inclusive)
2. Please click here to register & refer to Terms and Conditions for more details.

Hang Seng Travel+ Visa Signature Card
  • 【Valid until 31 March 2025 11:59 p.m.】HK$400 Wellcome Shopping Voucher
$150000
Min. Annual Income
7%
Cashback Overseas
5%
Cashback Dining
  • Perpetual Annual Fee Waiver
  • Foreign Currency Spending rebate: Up to 7%

1) Exclusive Offer - Gift Options

  • HK$600 Wellcome Shopping Voucher; or
  • HK$600 Apple Store Gift Card; or
  • HK$600 Trip.com Gift Card; or
  • HK$600 HKTVmall e-Gift Voucher

Terms & Conditions

New or Existing Hang Seng Bank Credit Card cardholders who successfully apply for participating Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$600 Wellcome Shopping Voucher / Apple Store Gift Card / Trip.com Gift Card / HKTVMALL e-Gift Voucher

 

Important dates:

  • From 15 April 2025 6 p.m. till 30 April 2025 6 p.m.: Successfully apply Hang Seng Travel+ Visa Signature Card and submit redemption form via MoneyHero.
  • Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$100
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng Bank.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.

Tips:

  • Please turn off AdBlocker and private mode before application 
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • 「New Credit Card Customer」refers to a principal card applicant who has not held any Hang Seng credit card / co-branded card / consumer card (main card) in the current or the 12 months prior to the application date; 「Existing Credit Card Customer」refers to a principal card applicant who has held any Hang Seng credit card / co-branded card (excluding consumer cards and exclusive cards) (main card) in the current or the 12 months prior to the application date.
  • If an existing credit card customer has held a Hang Seng Travel+ Visa Signature card / consumer card (main card) in the current or the 12 months prior to the application date, they will not be eligible for any welcome reward.

_____________________________________________

2) Welcome Offer - Up to $700 +FUN Dollars

Gift Options

  • New Customer:$700 +FUN Dollars; or
  • Existing Customer:$300 +FUN Dollars

Terms & Conditions

From now till 30 June 2025, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

  • New Customers: $700 +FUN Dollars
  • Existing Customers:  $300 +FUN Dollars
sim Credit Card
  • 【Deadline: 31/3/2025 6PM】DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160)
N/A
Min. Annual Income
3%
Cashback Local
8%
Cashback Local Online Shopping
  • 8% Rebate from online shopping
  • Easy approval

Gift Options

  • HK$400 Apple Store Gift Card; or
  • HK$400 Wellcome Shopping Voucher

Terms & Conditions

New sim Customers can get MoneyHero Exclusive reward with HK$400 Apple Store Gift Card / HK$400 Wellcome Shopping Voucher

Requirements

  • From 08 April 2025 10 a.m. till 30 April 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 31 May 2025: The card must be approved by sim
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$100

Tips

  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
  • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions

    _______________________

    Gift Options
     
  • Existing Customer: Up to HK$1,150 CashBack

Terms & Conditions
sim Credit Card CashBack Promotion
1.Upon accumulating a spending of HK$1,000 on Non-Online Eligible Retail Transactions within a calendar month, sim Credit Card and sim World Mastercard® cardholders can enjoy CashBack offer: Up to 8% cashback for Online Spending and 3% cashback for Selected Local Merchants

2.Exclusive Offer for sim Credit Card Cardholders: Up to 8% cashback for Local Transportation

3.Total Monthly CashBack Cap for each Eligible Card is HK$200

4.Please refer to Terms and Conditions for more details.

 

Mobile Payment Rewards
1. During the promotion period from 27 February 2025 to 30 April 2025, use sim Credit Card to make a non-online Apple Pay or Google Pay transaction to accumulate a specific amount on non-online spending, you can earn up to HKD$350 cashback:
2. Please click here to register & refer to Terms and Conditions for more details.

 

Travel Bliss Reward
1. From 18 December 2024 to 31 March 2025, simply accumulate eligible transactions at local travel agencies (including travel websites) or airlines with your sim Credit Card and reach the designated amount, you can earn up to HKD$600 cashback in each phase:
a) Phase one: 18 December 2024 to 31 January 2025 (both dates inclusive)
b) Phase two: 1 February 2025 to 28 February 2025 (both dates inclusive)
c) Phase three: 1 March 2025 to 31 March 2025 (both dates inclusive)
d) Phase four: 1 April 2025 to 30 April 2025 (both dates inclusive)
2. Please click here to register & refer to Terms and Conditions for more details.

Mox Credit
  • 【Deadline 30/4/2025 6PM】 HK$500 Apple Store/HKTV Mall/Trip.com Gift Coupon
N/A
No Requirement
2%
Overseas Spending - Cashback Rate
3%
Local Spending - Cashback Rate
  • 3% Cash Back without upper limit
  • 5% Cash Bank on selected merchants

Gift Options

  • HK$500 Apple Store Gift Card (provided by MoneyHero); or
  • HK$500 HKTVmall e-Gift Voucher (provided by MoneyHero); or
  • HK$500 Trip.com Gift Card (provided by MoneyHero); or
  • HK$500 Wellcome Shopping Voucher (provided by MoneyHero)

Terms & Conditions

Open a Mox Account successfully with the invitation code "MOXMHMILES", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy extra: HK$500 Apple Store Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card OR Wellcome Voucher

  • From 7 April 2025 10 a.m. to 30 April 2025 6 p.m.: New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
  • Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
  • The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
  • Tips:
    • Successfully open the Mox Bank Account as well as Mox Credit Card and accumulate spending of HK$15,000 within 60 calendar days after approval to receive an email with application reference number (7 or 9 alpha-numeric digits) from Mox in 14 working days.

Please submit the reward redemption form sent via email previously within 14 days of after successfully fulfilling the required spending.

PrimeCredit WeWa UnionPay Card for University Student
  • 【Till 30 April 2025 6 p.m】 HK$300 Wellcome Shopping Voucher + HK$300 cash rebate
N/A
Min. Annual Income
4%
Local spending (Selected merchants)
1%
For every $250 spending (other merchants)
  • Annual fee waived for the first 2 years
  • Cashback Local: 4%

Gift Options

  • New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

  • From 01 April 2025 10 a.m. till 30 April 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
     
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • Tips:
    • Please turn off AdBlocker and private mode before application
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

      ______________________

      Gift Options
       
  • SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
  • American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage ; or
  • HK$500 Cash Rebate; or
  • HK$400 Klook e-Gift Card (Only applicable to Full-time University / Tertiary Student); or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

Terms & Conditions

Welcome Offer

Valid until 30 June 2025, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

  • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
    • American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • HK$500 Cash Rebate; or

Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

  • HK$400 Klook Gift Card; or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)
     
PrimeCredit EarnMORE UnionPay Card for University Student
  • 【Till 30 April 2025 6 p.m.】HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate
N/A
Min. Annual Income
2 %
Cashback Local
2 %
Cashback Overseas
  • Additional 2% Cash Rebate Program
  • No Requirement on min annual income

1) Exclusive Offer - Gift Options

New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

  • From 01 April 2025 10 a.m. till 30 April 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

____________________________________________________

2) Exclusive Offer - Gift Options

New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

  • From 01 April 2025 10 a.m. till 30 April 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
  • Tips:
    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

____________________________________________________

3) EarnMORE UnionPay Card Additional 2% Cash Rebate Program

EarnMORE UnionPay Credit Card's up to 2% cash rebate applies to all merchant categories, including "Local Spending," "Overseas Spending," and "Online Shopping."

The rebate method is simple and straightforward, with no registration required. It applies to spending in both HKD and foreign currencies, with no minimum spending requirement.

Gift Options

Taiwan Spending Up to 5% Cash Rebate

Terms & Conditions

  1. Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
AEON CARD WAKUWAKU
N/A
Min. Annual Income
1%
Cashback Dining
6%
Online Spending
    • Thanksgiving Days
    • Cardholder is entitled to 5% credit purchase discount at AEON on "AEON Thanksgiving Days" (2nd & 20th of every month) Except fast food, licensee and specified items
       
    • Enjoy more savings all year-round with the "AEON Member Price"
    • Starting from 7 November 2024,  foreign transaction with AEON Cards are imposed
    • 1.95% of the transaction amount of every foreign transaction converted into Hong Kong dollars (included the 1% charge imposed by relevant card associations).
    • 1% of the transaction amount of every Hong Kong dollar transaction conducted overseas or merchant registered outside Hong Kong (as to be charged by relevant card associations).
    • For details, please refer to the terms in credit card fee schedule and key facts statement
    • Welcome offer is only applicable to new customer.
    • New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.

    Other things to note

    • Terms and Conditions apply, subject to AEON's website. For the latest details, please refer to AEON's website.
    Hang Seng MMPOWER World Mastercard®
    • 【Deadline: 30/4/2025】New customer : LOJEL Alto 27" Large Luggage; Existing customer: Marshall Willen II Wireless Portable Speaker
    $150000
    Min. Annual Income
    5%
    Cashback Local
    6%
    Cashback Overseas
    • Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
    • Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward

    1) Exclusive Gift (New to Bank Customer)

    Gift Options

    • New Credit Card Customer : LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color); or
    • New Credit Card Customer : Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color); or
    • New Credit Card Customer : Laifen Swift Premium High-Speed Hair Dryer (valued at HK$1,299; random color); or
    • New Credit Card Customer : HK$800 Apple Store Gift Card; or
    • New Credit Card Customer : HK$800 Wellcome Shopping Voucher; or
    • New Credit Card Customer : HK$800 Trip.com e-Gift Card

    Terms & Conditions

    From now till 30 April 2025 6 p.m.

    • New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color) OR Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color) OR Laifen Swift Premium High-Speed Hair Dryer (valued at HK$1,299; random color) OR HK$800 Apple Store Gift Card OR HK$800 Wellcome shopping voucher OR HK$800 Trip.com e-Gift Card

    Important dates:

    • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
    • How to redeem Moneyhero Exclusive Offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
      • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
        • Hang Seng MMPOWER World Mastercard®
      • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

    *“New Credit Card Customers” refer to applicants who are not currently holding Hang Seng MMPOWER World Mastercard® and have never held the Principal Card of any Hang Seng Credit Card / Affinity Card / Spending Card during the 12 months immediately preceding the date of application.

    ____________________________________________________

    2) Exclusive Gift (Existing Customer)

    Gift Options

    • Existing Credit Card Customer : LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color); or
    • Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker(valued at HK$999) ; or
    • Existing Credit Card Customer : BRUNO BAK806 Hot Soup Blender Pro (valued at HK$798, random colour); or
    • Existing Credit Card Customer : HK$600 Apple Store Gift Card ; or
    • Existing Credit Card Customer : HK$600 Wellcome Shopping Voucher; or
    • Existing Credit Card customer:HK$600 Trip.com e-Gift Card

    Terms & Conditions

    From now till 30 April 2025 6 p.m.

    • Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color) OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR BRUNO BAK806 Hot Soup Blender Pro (valued at HK$798, random colour) OR HK$600 Apple Store Gift Card / HK$600 Wellcome Shopping Voucher / HK$600 Trip.com e-Gift Card

    Important dates :

    • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
    • How to redeem Moneyhero Exclusive Offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.
      • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • If you have concerns regarding the redemption process, please refer to the Terms and Conditions
        • Hang Seng MMPOWER World Mastercard®
      • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward

    ^“Existing Credit Card Customers” who are currently holding Hang Seng MMPOWER World Mastercard® and/or have ever held the Principal Card of any personal credit card/affinity card/co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

    ____________________________________________________

    3) Welcome Offer - Up to $700 +FUN Dollars

    Gift Options

    • New Customer:$700 +FUN Dollars; or
    • Existing Customer:$300 +FUN Dollars

    Terms & Conditions

    Valid until 30 June 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

    • New Customers: $700 +FUN Dollars
    • Existing Customer: $300 +FUN Dollars
    • Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
    American Express® Gold Business Card
    • Enjoy enhanced welcome offer of up to HK$2,800! Spend HK$1,000 to earn HK$1,000 statement credit.
    $200000
    Min. Annual Income
    $6/Mile
    Overseas spending : Airmiles
    1%
    Overseas Spending - Cashback Rate on foreign currency spending
    • Complimentary business travel insurance of up to HK$2,000,000 Business Travel Accident Insurance
    • 2 complimentary visits to Plaza Premium Lounge per calendar year
    • Enjoy enhanced welcome offer of up to HK$2,800! Spend HK$1,000 to earn HK$1,000 statement credit.; or
    • Accumulate eligible spending of HK$45,000 within 3 months: Earn an additional 315,000 American Express Membership Rewards points (HK$1,050 reward); or
    • Spend at designated business merchants within the first 3 months: Enjoy an extra 5X points (up to 225,000 points / HK$750 reward)

    Terms & Conditions

    • First transaction bonus : HK$200 statement credits upon first transaction made within the first 3 months upon Basic Card approval
    • Welcome Bonus : HK$800 statement credits upon first HK$1,000 spend in the first 3 months
    • Spending Bonus : 315,000 points (eqv to HK$1,050 in pay with points or cash voucher / 17,500 miles) upon HK$45,000 spend in the first 3 months
    • Business Essential Merchants Bonus : 225,000 points 5X spending bonus on selected merchants (adobe , AWS, dropbox, Fedex, HKT , Shell)
    • Terms and conditions apply.
    The Platinum Card
    • 【Deadline: 2/5/2025 12PM】CARRIER 2-in-1 Air Purifying inverter Dehumidifier + Philips RO Water Dispenser
    N/A
    Min. Annual Income
    $4.5/mile
    Overseas Spending - Air Miles Conversion
    Unlimited
    Number of Free Lounge Access
    • Enjoy up to 1,000,000 Membership Rewards® Points
    • Access 1,400+ Airport Lounges

    Limited-Time Exclusive Offer (Choose 1 out of 6 gifts) 

    Gift Options

    Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color)

    Terms & Conditions

    New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

    Choose one of the following rewards: Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180) / Dyson V12 Detect Slim Fluffy Cordless Vacuum Cleaner (valued at HK$5,180) / DJI Flip (DJI RC 2) (valued at HK$4,359) / HK$3,500 Apple Store Gift Card / HK$3,500 HKTVmall e-Gift Voucher

    Requirements:

    • April 23, 2025, 10 AM to May 02, 2025, 12 PM: Apply for the American Express Platinum Card via MoneyHero.
    • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
    • By June 02, 2025: Successfully get your credit card approved (approval based on the bank’s records).
    • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

    *This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

    ________________________________

    Limited-Time Exclusive Offer (Choose 1 out of 6 gifts)  Gift Options

    DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180)

    Terms & Conditions

    New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

    Choose one of the following rewards: Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180) / Dyson V12 Detect Slim Fluffy Cordless Vacuum Cleaner (valued at HK$5,180) / DJI Flip (DJI RC 2) (valued at HK$4,359) / HK$3,500 Apple Store Gift Card / HK$3,500 HKTVmall e-Gift Voucher

    Requirements:

    • April 23, 2025, 10 AM to May 02, 2025, 12 PM: Apply for the American Express Platinum Card via MoneyHero.
    • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
    • By June 02, 2025: Successfully get your credit card approved (approval based on the bank’s records).
    • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

    *This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

    __________________________________________________

    Limited-Time Exclusive Offer (Choose 1 out of 6 gifts) Gift Options

    Dyson V12 Detect Slim Fluffy (valued at HK$5,180)

    Terms & Conditions

    New American Platinum Card® Customers Can Enjoy MoneyHero's Exclusive Limited-Time Offer (Choose 1 out of 6 gifts)

    Choose one of the following rewards: Home Deluxe Combo: CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) + Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) / DYSON Purifier Hot+Cool Formaldehyde HP09 (valued at HK$7,180) / Dyson V12 Detect Slim Fluffy Cordless Vacuum Cleaner (valued at HK$5,180) / DJI Flip (DJI RC 2) (valued at HK$4,359) / HK$3,500 Apple Store Gift Card / HK$3,500 HKTVmall e-Gift Voucher

    Requirements:

    • April 23, 2025, 10 AM to May 02, 2025, 12 PM: Apply for the American Express Platinum Card via MoneyHero.
    • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
    • By June 02, 2025: Successfully get your credit card approved (approval based on the bank’s records).
    • Within 2 Months After Card Issuance: Accumulate eligible spending of HK$15,000 or more and settle the annual fee.

    *This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers

     

     

    HSBC Red Credit Card
    • 【Till 30 April 2025 6 p.m. 】HK$300 Apple Store Gift Card/Wellcome Shopping Voucher
    $120000
    Min. Annual Income
    4%
    Online spending
    1%
    Designated spending categories
    • Perpetual annual fee waiver
    • Cashback Overseas Online Shopping: 4%

    Exclusive Offer - Gift Options

    • HK$300 Apple Store Gift Card; or
    • HK$300 Wellcome Shopping Voucher

    Terms & Conditions

    • New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher by fulfilling the following requirements:
      • From 31 March 2025 6 p.m. to 30 April 2025 6 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card for Students via MoneyHero
      • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
      • On or before 31 May 2025: The card must be successfully approved, subject to the Bank’s system records.
      • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
    Standard Chartered Smart Credit Card
    • 【Deadline: 30 April 2025 6PM】LOJEL Alto 27" Large Luggage / Marshall Emberton II Bluetooth Speaker
    $96000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    5%
    Cashback Supermarket
    • Up to 5% CashBack with selected merchants
    • Perpetual Annual Fee Waiver

    Exclusive Welcome Offer

    Gift Options

    • LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color); or
    • Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
    • HK$800 Apple Store Gift Card; or
    • HK$800 Wellcome Shopping Voucher; or
    • HK$800 HKTVmall e-Gift Voucher; or
    • HK$800 Trip.com Gift Card

     

    Citi Prestige Card
    • 【Deadline: 6 May 2025 6 PM】LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan
    $600000
    Min. Annual Income
    $4/里
    Oversea Spending
    $6/mile
    Local Spending
    • Apply to get Extra 40,000 Miles

    Gift Options

    • LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan (valued at HK$5,990, random colour); or
    • Travel Deluxe Combo (total value HK$4,850) HK$: LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color) + LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color); or
    • HK$3,000 Apple Store Gift Card; or
    • HK$3,000 Trip.com e-Gift Card; or
    • HK$3,000 SOGO Voucher

    Terms & Conditions

    MoneyHero Time-Limited Exclusive Offer

    New Citi Prestige Card Customers get rewarded with - LG FH15GPCJ0 PuriCare Aero Tower 3in1 Hit Air Purifying Fan (valued at HK$5,990, random colour) or Travel Deluxe Combo (total value HK$4,850) : LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color) + LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color) or HK$3,000 Apple Store Gift Card or HK$3,000 Trip.com e-Gift Card or HK$3,000 SOGO Voucher

    Requirements

    • From 03 April 2025 6 p.m. till 06 May 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
    • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
    • On or before 06 Jun 2025: The card must be approved by Citibank.
    • Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.

    Tips

    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Please note down the application reference number (e.g. ABC123456789) provided on the page after completing the application.
    • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.
    • New Credit Card Customers shall be defined as: Customers who currently do not hold, have not cancelled and have not held any principal credit card of Citi within the past 12 months from the month of application for the Eligible Card.
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
    • Customers would not be eligible to Citi welcome offer if obtained MoneyHero exclusive offer.
    DBS Eminent Visa Signature Card
    • Welcome Offer Up to HK$600 Cash Rebate
    $360000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    5%
    Local Spending - Cashback Rate
    • Earn up to 5% rebate on dining, medical services, sportswear and fitness clubs spending
    • Other retail spending with up to 1% rebate

    Welcome Offer Up to HK$600 Cash Rebate

    New Customers who successfully apply for DBS Eminent Card during the period from 4 April 2025 to 3 July 2025 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

      

    Welcome Gift

    “Spending Requirement”

    Up to HK$600 Cash Rebate:

    • 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$450; and/or
    • Extra HK$100 Cash Rebate (“Extra Cash Rebate”); and/or
    • HK$50 “InstaRedeem” Amount for activating the physical New Card within one month from card issuance date
    • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
      - accumulated retail spending of HK$3,000 or above, and/or
      - designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
    • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
      - HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
      - apply 12-month or above Flexi Shopping Programme
    • HK$50 “InstaRedeem”: successfully activated the physical New Card via DBS Card+ within 2 month from card issuance date

    DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate

    • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Registration in DBS Card+ mobile application is required

    Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

    Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

    New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

    Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


    Terms and conditions apply, click “Apply Now” for more details.

    CNCBI Motion Credit Card
    • 【Deadline: 28/4/2025 6PM】Dyson Zone™ Noise Cancelling Headphones
    $150000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    6 %
    Local Spending - Cashback Rate
    • 10% Cash Rebate on spending in foreign currencies
    • or HK$600 Cash Rebate

    Mutually exclusive form Exclusive Offer - Gift Options

    • Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) (redeem with HK$700); or
    • Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) (redeem with HK$700)

    Terms & Conditions

    Offer Upgrade (Mutually exclusive form Exclusive Offer)
    New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) (redeem with HK$700) / Marshall Acton III Bluetooth Speaker (valued at HK$2,499; random colour) (redeem with HK$700)

    Requirements

    • Valid until 28 April 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero

    ____________________________________________

    Exclusive Welcome Gift - Gift Options

    • Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980); or
    • LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color); or
    • Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color); or
    • Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color); or
    • HK$1,100 Apple Store Gift Card; or
    • HK$1,100 Wellcome Shopping Voucher

    Terms & Conditions

    MoneyHero Exclusive Offer
    New CNCBI Credit Card Customers get rewarded and spent HK$100 within 30 calendar days after approval are entitled to Dyson Zone™ Noise Cancelling Headphones (valued at HK$5,980) / LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color) / Marshall Emberton II Bluetooth Speaker (valued at: HK$1,499; random color) / Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color) / HK$1,100 Apple Store Gift Card / HK$1,100 Wellcome Shopping Voucher

    Requirements

    • Valid until 28 April 2025 6 pm: Successfully apply for the designated CNCBI Credit Card(s) and submit the reward redemption form via MoneyHero
    • On or before 30 May 2025: The designated card must be approved by CNCBI.
    • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

    Tips

    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Upload all required documents, including ID card, income and address proof, when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • Designated card(s) include CNCBI Hong Kong Airlines Mastercard®, CNCBI Motion Credit Card and CNCBI GBA Dual Currency Credit Card.
    • Each Eligible Card Customer can only enjoy one MoneyHero Exclusive Offer regardless of the number of card application

    Only applicable to applicants who do not hold any CNCBI Credit Card principal card in the past 12 months from the approval month of current CNCBI Credit Card applications.

    • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

    __________________________________________
    Welcome Offer - Gift Options

    • 10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate); or
    • HK$600 Cash Reward

    Terms & Conditions

    From January 3, 2025, to July 2, 2025, new credit card customers who successfully apply for the CNCBI Motion Credit Card can enjoy the following welcome offers (choose 1 out of 2):

    • 10% Cash Rebate on spending in foreign currencies (Up to HK$1,000 Cash Rebate) within first 3 months starting from the card issuance month; or
    • HK$600 Cash Rebate upon accumulated eligible spending of HK$6,000 in the first 2 months starting from the card issuance month
    • Please refer to CNCBI Motion Credit Card page for the offer details

     

    Citi PremierMiles Card
    • 【⏰ Deadline: 6 May 2025 6 PM】CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier
    $120000
    Min. Annual Income
    $3/mile
    Overseas and online foreign currency
    $3.8/mile
    Local Spending
    • Up to HK$3/mile for overseas & online foreign currency spending
    • Up to HK$3.8/mile for local spending

    Gift Options

    • CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour); or
    • LOJEL luggage set (total value HK$3,700): A pair of ALTO 27" Large Luggage (color random); or
    • Toshiba V35NK Series 40V35NK 40" FHD Google Smart TV (valued at HK$3,690); or
    • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
    • HK$1,800 Apple Store Gift Card; or
    • HK$1,800 Wellcome Shopping Voucher


    Terms & Conditions

    New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour) / LOJEL luggage set (total value HK$3,700): A pair of ALTO 27" Large Luggage (color random) / Toshiba V35NK Series 40V35NK 40" FHD Google Smart TV (valued at HK$3,690) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

    Requirements

    • From 12 April 2025 10 a.m. till 06 May 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
    • On or before 06 June 2025: The card must be approved by Citibank
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
    • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

    Tips

    • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
    • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
    Citi Rewards Card
    • 【⏰ Deadline: 6 May 2025 6 PM】CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier
    $120000
    Min. Annual Income
    $3/mile
    Points Rebate on Local mobile payments
    3%
    Points Rebate on Shopping
    • Enjoy up to 3% Points Rebate for Shopping & Entertainment spend

    Gift Options

    • CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour); or
    • LOJEL luggage set (total value HK$3,700): A pair of ALTO 27" Large Luggage (color random); or
    • Toshiba V35NK Series 40V35NK 40" FHD Google Smart TV (valued at HK$3,690); or
    • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
    • HK$1,800 Apple Store Gift Card; or
    • HK$1,800 Wellcome Shopping Voucher

    Terms & Conditions

    New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour) / LOJEL luggage set (total value HK$3,700): A pair of ALTO 27" Large Luggage (color random) / Toshiba V35NK Series 40V35NK 40" FHD Google Smart TV (valued at HK$3,690) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

    Requirements

    • From 12 April 2025 10 a.m. till 06 May 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
    • On or before 06 June 2025: The card must be approved by Citibank
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
    • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

    Tips

    • Please turn off AdBlocker and private mode before application
    • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
    Citi Cash Back Card
    • 【⏰ Deadline: 6 May 2025 6PM】CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier
    $120000
    Min. Annual Income
    2%
    Oversea Spending - Cashback Rate
    2%
    Local Spending - Cashback Rate
    • 2% Rebate on Local Dining and Hotel Spending

    Gift Options

    • CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour); or
    • LOJEL luggage set (total value HK$3,700): A pair of ALTO 27" Large Luggage (color random); or
    • Toshiba V35NK Series 40V35NK 40" FHD Google Smart TV (valued at HK$3,690); or
    • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
    • HK$1,800 Apple Store Gift Card; or
    • HK$1,800 Wellcome Shopping Voucher


    Terms & Conditions

    New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-25VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$5,280, random colour) / LOJEL luggage set (total value HK$3,700): A pair of ALTO 27" Large Luggage (color random) / Toshiba V35NK Series 40V35NK 40" FHD Google Smart TV (valued at HK$3,690) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

    Requirements

    • From 12 April 2025 10 a.m. till 06 May 2025 6 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
    • On or before 06 June 2025: The card must be approved by Citibank
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
    • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

    Tips

    • Please turn off AdBlocker and private mode before application
    • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
    • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
    • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions
    PrimeCredit WeWa UnionPay Diamond Card
    • 【Till 30 April 2025 6 p.m】HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate
    $150000
    Min. Annual Income
    4%
    Local spending (Selected merchants)
    1%
    For every $250 spending (other merchants)
    • Annual fee waived for the first 2 years
    • Cashback Local: 4%

    Gift Options

    • New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

    Terms & Conditions

    MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

    • From 01 April 2025 10 a.m. till 30 April 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
       
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
      • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.
         
    PrimeCredit EarnMORE UnionPay Diamond Card
    • 【Till 31 Mar 2025 6 p.m.】HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
    $150000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    4 %
    Local Spending - Cashback Rate
    • Additional 2% Cash Rebate Program
    • No Requirement on min annual income

    1) Exclusive Offer - Gift Options

    New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

    Terms & Conditions

    MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

    • From 01 April 2025 10 a.m. till 30 April 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
      • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

    ____________________________________________________

    2) Exclusive Offer - Gift Options

    New Customer: HK$300 Wellcome Shopping Voucher + HK$300 Cash Rebate

    Terms & Conditions

    MoneyHero Exclusive Offer: HK$300 Wellcome Shopping Voucher + HK$300 cash rebate

    • From 01 April 2025 10 a.m. till 30 April 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$300 Welcome Shopping Voucher + HK$300 cash rebate.
    • How to redeem MoneyHero exclusive offer?
      • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • Tips:
      • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
      • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
      • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

    ____________________________________________________

    3) EarnMORE UnionPay Card Additional 2% Cash Rebate Program

    EarnMORE UnionPay Credit Card's up to 2% cash rebate applies to all merchant categories, including "Local Spending," "Overseas Spending," and "Online Shopping."

    The rebate method is simple and straightforward, with no registration required. It applies to spending in both HKD and foreign currencies, with no minimum spending requirement.

    Gift Options

    Taiwan Spending Up to 5% Cash Rebate

    Terms & Conditions

    1. Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
    Standard Chartered Cathay Mastercard
    • 【Deadline: 30/4/2025 6PM】CARRIER 2-in-1 Air Purifying Inverter Dehumidifier / Philips RO Water Dispenser
    $96000
    Min. Annual Income
    $2/mile
    Eligible spending on Cathay and HK Express
    $4/mile
    Eligible spending on dining / food delivery platforms, online and overseas spending
    • Up to 40,000 Asia Miles Welcome Offer
    • First Year Annual Fee Waiver

    1) Offer Upgrade (Mutually exclusive form Exclusive Offer)

    Gift Options

    • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color); or
    • LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color)

    Terms & Conditions

    Offer Upgrade (Mutually exclusive form Exclusive Offer)

    • New Standard Chartered Credit Card Customers can redeem Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color) OR LOJEL Cubo Large V1 30" suitcase (valued at HK$3,000; random color) using Standard Chartered Cathay Mastercard with HK$1,800 by fulfilling the following requirements:
      • From 3 April 2025 6 p.m. to 30 April 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
      • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.

    _________________________________________________

    2) Exclusive Welcome Offer - Gift Options

    • CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour); or
    • Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color); or
    • LOJEL Alto 27" Large Luggage (valued at HK$1,850; random color); or
    • HK$900 Apple Store Gift Card; or
    • HK$900 Wellcome Shopping Voucher; or
    • HK$900 HKTVmall e-Gift voucher; or
    • HK$900 Klook e-Gift Voucher

    Terms & Conditions

    MoneyHero Limited-Time Exclusive Offer

    • New Standard Chartered Credit Card Customers get rewarded with CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour) OR Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) OR LOJEL Alto 27" Large Luggage (valued at HK$2,100; random color) OR HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher OR HK$900 Klook e-Gift Voucher by fulfilling the following requirements:
      • From 3 April 2025 6 p.m. to 30 April 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
      • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
      • On or before 31 May 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
      • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

    _________________________________________________

    3) Welcome Offer - Up to 40,000 Miles - Gift Options

    Up to 40,000 Miles

    Terms & Conditions

    • From now till 31 December 2025, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
      • Spending within the first 2 months upon card issuance –
        • Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
        • Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
        • Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
      • *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
    DBS Live Fresh Card
    • Up to 6% rebate on online spending
    $150000
    Min. Annual Income
    N/A
    Local Spending - Air Miles Conversion
    5.4%
    Local Spending - Cashback Rate
    • Welcome offer up to $450 rewards

    Welcome offer up to $450 rewards

    New Customers who successfully apply DBS Live Fresh Card by 3 Jul 2025 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

    Welcome GiftSpending Requirement

    HK$300 “InstaRedeem” Amount 

    • “InstaRedeem” Discount will be sub-divided into HK$200 and HK$100
    • HK$100 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$300 or above. The HK$200 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$500 or above.
    HK$4,000

    HK$150 “InstaRedeem” Amount (Only applicable to Tertiary Student)

    • “InstaRedeem” Discount will be sub-divided into HK$50 and HK$100
    • HK$50 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$150 or above. The HK$100 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$250 or above.
    • For tertiary student, please apply via DBS Card+
    HK$1,800
    Extra Welcome GiftSpending Requirement
    HK$100 Cash RebateNew Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period
    Extra InstaRedeemSpending Requirement
    HK$50 “InstaRedeem” AmountSuccessfully activate the New Card within 2 months from card issuance date

    Privileges

    • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
    • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
    • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
    • First year annual fee waiver

    mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

    When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).

    Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

    Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

    • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

    Terms and conditions apply, click “Apply Now” for more details.

    DBS Black World Mastercard®
    • Welcome Offer Up to 32,000 Miles
    $240000
    Min. Annual Income
    $3/mile
    Local Spending - Air Miles Conversion
    $2/mile
    Overseas spending - Air Miles Conversion
    • HK$2 = 1 mile on overseas spending

    Welcome Offer

    New customers^ who successfully apply for DBS Black World Mastercard by 3 Jul 2025 are entitled to the applicable welcome gift (“Welcome Gift”) set out below: 

     New Customers

    Up to 30,000 Miles and/or Extra 2,000 Miles

    Terms and conditions applicable to up to 30,000 miles (“Miles Reward”):

    1. New Customer must accumulate retail spending of designated amount (as set out in the table below) with the New card within 3 months of the New Card issuance date in order to be eligible to the Miles Reward as set out in the table below:

    Spending Requirement

    Miles Reward

    Tier 1: Accumulated Eligible Spending of HK$8,000

    8,000 miles (i.e. DBS$384)

    Tier 2: Accumulated Eligible Spending of HK$20,000

    12,000 miles (i.e. DBS$576)

    Tier 3: Accumulated Eligible Spending of HK$60,000

    30,000 miles (i.e. DBS$1,440)

    2. Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

    3. The Miles Reward will be awarded to the eligible New Customers in the form of DBS$ for the New Customers to redeem miles by themselves. Hence, New Customer must choose to participate in the DBS$ Redemption Scheme. The DBS$ awarded to the New Customer shall include the spending reward earned by the New Customer under the DBS$ Reward Scheme (“Basic Reward”). For the avoidance of doubt, please refer to the below examples for calculation method:

    Example

    Spending amount reaching  designated tiers within first 3 months 

    A

    Miles earned based on Welcome Gift  
     B

     

    DBS$ required to redeem the miles^
     C

    =B÷1,000×48

    Basic Reward earned for the relevant spending amount
    D

    =Local Spending of A÷250×2# + Overseas Spending of A÷250×3+

    Extra DBS$ to be credited by the Bank ("Extra Reward")
    E
    =C-D

    Local Spending

    Overseas Spending

     

     

     

     

    Tier 1

    HK$5,500

    HK$2,500

    8,000

    384

    74

    310

    Tier 2

    HK$7,320

    HK$12,680

    12,000

    576

    210

    366

    Tier 3

    HK$59,000

    HK$21,000

    30,000

    1,440

    564

    876

    ^ Calculated based on the conversion rate of DBS$48 = 1,000 miles.
    # Calculated based on HK$250 = DBS$2, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.
    + Calculated based on HK$250 = DBS$3, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.

    4. Basic Reward will be credited to the New Card account automatically and shown on the monthly statement after the relevant transactions are posted. Extra Reward will be credited to the New Card account of the eligible New Customer after meeting the relevant requirements, and within 6 months after the New Card issuance and shown on the monthly statement.

    Terms and conditions applicable to Extra 2,000 Miles:

    1. New Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period, are entitled to Extra 2,000 Miles (“Extra Miles Reward”). The Extra Miles Reward will also be awarded to the eligible New Customers in the form of DBS$ (i.e. DBS$96) (“Extra Reward”) for the New Customers to redeem miles by themselves.
    2. Extra Reward will be credited to the New Card account of the eligible New Customer after meeting the relevant requirements, and within 6 months after the New Card issuance and shown on the monthly statement.

    Terms and conditions apply, click “Apply Now” for more details.

    DBS COMPASS VISA Platinum
    • Up to HK$450 welcome offer
    $100000
    Min. Annual Income
    $10/mile
    Local Spending - Air Miles Conversion
     
     
    • 8% COMPASS Dollar rebate on Local Supermarket spending
    • Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

    Welcome Offer

    New Customers who successfully apply for DBS COMPASS VISA by 3 Jul 2025 can enjoy the first year annual fee waiver and the following fabulous welcome gift upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

    HK$300 Local Supermarket InstaRedeem Discount

    • Accumulated Eligible Spending of HK$4,000 or above, and/or
    • Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

    The HK$300 InstaRedeem will be pushed to New Customer by sub-dividing into HK$100 and HK$200. HK$100 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$300 or above at local supermarket. The HK$200 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$500 or above at local supermarket. The eligible New Customer can use the InstaRedeem received to set off the amount payable for that transaction via the InstaRedeem function of DBS Card+.

    Extra Welcome Gift

    HK$100 Cash Rebate

    Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping Programme (for any amount) with 12 to 60-month instalments via the New Card within 3 months after its issuance

    HK$50 InstaRedeem Discount

    Successfully activated the Physical New Card via DBS Card+ within 2 month from card issuance date

    HK$50 InstaRedeem will be awarded via DBS Card+ app upon a single retail spending of HK$50 or above with the physical New Card

    New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

    Terms and conditions apply, click “Apply Now” for more details.
     

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