1
專人跟進
Mortgage Calculator
Mortgage
Personal Loan
Credit Card
Products
$
%
years
More options

Property type

Mortgage options

Mortgage options

Products
$

Loan type

$

Providers

Products
$

Card type

Providers

Products

Minimum Monthly Salary

Minimum Relationship Balance

Providers

Basic Mortgage
Mortgage Calculator
Property price
$
Loan-to-value ratio (LTV)
%
Or
%
years

Tax

Property details
Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
Added to product comparison
Back
View results

Credit Card Comparison

0 results
Card type
  • All
  • Best Credit Card
  • Octopus card
  • Digital wallet
  • Welcome gift
  • Food & beverage
  • Online shopping
  • Cash rebate
  • Asia miles
Providers
  • United Asia Finance Limited
  • Hang Seng Bank
  • Bank of China (Hong Kong)
  • MOX
  • Prime Credit
  • American Express
  • HSBC
  • Standard Chartered Bank
  • DBS Bank
  • Citibank
Sort
  • Min annual salary
Compare
sim World Mastercard®️
  • HK$1,000 Apple Store Gift Card
$150000
Min. Annual Income
8%
Online spending
3%
Spending on selected merchants
  • Cash rebate up to 8%
  • Easy approval

MoneyHero Exclusive Offer 1 (cannot be enjoyed together with Exclusive Offer 2)​

The following exclusive offer is only applicable to customers who choose the 6-month interest-free, handling-fee-free cash-out instalment plan as their welcome offer:   

Offers

  • HK$800 Cash Rebate (Deposited via FPS) ; or
  • HK$1,000 Apple Store Gift Card; or
  • HK$1,000 Wellcome Shopping Voucher; or
  • 10,000 Max Miles flight miles; or
  • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
  • DELONGHIDEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588); or
  • Marshall Emberton II Bluetooth Speaker (value of HK$1,499); or
  • PLAUD NOTE ChatGPT‑Powered AI Card Recorder (value of HK$1,199)

Terms and conditions

New SIM Credit Card customers are not required to make any spending can get MoneyHero Exclusive reward: HK$800 Cash Rebate(Deposited via FPS) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / 10,000 Max Miles flight miles / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / DELONGHI DEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588) / Marshall Emberton II Bluetooth Speaker (value of HK$1,499) / PLAUD NOTE ChatGPT‑Powered AI Card Recorder (value of HK$1,199)

Requirements:

  • From 30 April 2026 6p.m. till 29 May 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 30 June 2026: The card must be approved by sim, activated, and cash installment plan successfully approved.
  • The offer is only applicable to customers who choose the 6-month interest-free and handling-fee-free cash installment plan as their welcome offer.
  • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

MoneyHero Exclusive Offer 2​

The following exclusive offer is only applicable to customers who choose welcome offers other than the 6-month interest-free, handling-fee-free cash-out instalment plan:   

Offers

  • HK$800 Cash Rebate (Deposited via FPS) ; or
  • HK$1,000 Apple Store Gift Card; or
  • HK$1,000 Wellcome Shopping Voucher; or
  • 10,000 Max Miles flight miles; or
  • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
  • DELONGHIDEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588); or
  • Marshall Emberton II Bluetooth Speaker (value of HK$1,499); or
  • PLAUD NOTE ChatGPT‑Powered AI Card Recorder (value of HK$1,199)

Terms and conditions

New SIM Credit Card customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval can get MoneyHero Exclusive reward: - HK$800 Cash Rebate(Deposited via FPS) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / 10,000 Max Miles flight miles* / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / DELONGHI DEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588) / Marshall Emberton II Bluetooth Speaker (value of HK$1,499 / PLAUD NOTE ChatGPT‑Powered AI Card Recorder (value of HK$1,199).

Requirements

  • From 30 April 2026 6p.m. till 29 May 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 30 June 2026: The card must be approved by sim
  • Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
  • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

Welcome Offer​

Offers

  • Up to HK$100,000 6-Month Interest-Free and Fee-Waived Cash Instalment Plan; or
  • HK$700 CashBack/ Apple Store gift card

Terms and conditions

The Promotion Period is from 1 March 2026 to 31 May 2026 

  • Accumulate eligible retail spending of HK$8,000 or above to enjoy the following sim World Mastercard® Welcome Offer:
    Up to HK$700 cash rebate OR HK$700 Apple Store Gift Card 
  • Please refer to Terms and Conditions for more details.

     
  • Up to HK$100,000 6-Month Interest-Free & Handling Fee Waiver Cash Instalment Plan 
    Successful applicants of sim Credit Card / sim World Mastercard® may enjoy a cash advance of up to HK$100,000 (or 95% of the credit limit), repayable over 6 months with no interest or handling fees. Funds will be credited via FPS to the designated bank account within 6 business days upon approval. Cardholders must settle the monthly instalment repayment in full and on time. Any late or partial repayment will incur interest and charges in accordance with the credit card agreement. Welcome offer quotas are limited. The issuer reserves the right of final approval and to amend the offer.
  • All offers are subject to the relevant terms and conditions.
Hang Seng Travel+ Visa Signature Card
  • $700 +FUN Dollars
$150000
Min. Annual Income
7%
Cashback Overseas
5%
Cashback Dining
  • Perpetual Annual Fee Waiver
  • Foreign Currency Spending rebate: Up to 7%

MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to HK$1,300

Upon sucessful application for the Hang Seng Travel+ Visa Signature Card through MoneyHero and meeting the specified spending requirements, you can enjoy both MoneyHero exclusive offer and Hang Seng Bank welcome offer, totaling up to HK$1,300! 

Offers

  • New Credit Card Customer : HK$600 Apple Store Gift Card; or
  • New Credit Card Customer : HK$600 Wellcome Shopping Voucher; or
  • New Credit Card Customer : Marshall Willen II Wireless Portable Speaker (value of HK$999); or
  • New Credit Card Customer : Sennheiser Accentum Open True Wireless Earphones (value of HK$899); or
  • New Credit Card Customer : Philips ADD4911 2.0L Water Dispenser (value of HK$898)

Terms and conditions

*New Hang Seng Bank Credit Card cardholders who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$600 Apple Store Gift Card OR HK$600 Wellcome Shopping Voucher OR Marshall Willen II Wireless Portable Speaker (value of HK$999) OR Sennheiser Accentum Open True Wireless Earphones (value of HK$899) OR Philips ADD4911 2.0L Water Dispenser (value of HK$898) upon accumulated eligible transactions of HK$100 within 30 days after card approval.

Important dates:

  • From now till 15 May 6 p.m., New Credit Card cardholders* who successfully apply Hang Seng Travel+ Visa Signature Card via MoneyHero and submit the redemption form sent via email
  • Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Within 30 days after card approval: Have accumulated eligible transactions of HK$100
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. 

MoneyHero Exclusive Gift (Existing Customer)​

Existing Hang Seng Travel+ Visa Signature Card customer who successfully apply via MoneyHero, spent HK$100 within 30 calendar days after approval are entitled to:   

Offers

  • Existing Credit Card customer:HK$300 Apple Store Gift Card; or
  • Existing Credit Card customer:HK$300 Wellcome Shopping Voucher; or
  • Existing Credit Card customer:ESCURA Instant Snap Ditgital Camera (value of HK$399); or
  • Existing Credit Card Customer : Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (value of HK$315)

Terms and conditions

*Existing Hang Seng Bank Credit Card cardholders who successfully apply for Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$300 Apple Store Gift Card OR HK$300 Wellcome Shopping Voucher OR ESCURA Instant Snap Ditgital Camera (value of HK$399) OR Stanley 30oz The Quencher H2.0 Flowstate™ Tumbler (value of HK$315) upon accumulated eligible transactions of HK$100 within 30 days after card approval.

Important dates:

  • From now till 15 May 6 p.m., Existing Credit Card cardholders* who successfully apply Hang Seng Travel+ Visa Signature Card via MoneyHero and submit the redemption form sent via email
  • Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Within 30 days after card approval: Have accumulated eligible transactions of HK$100
  • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. 

Welcome Offer - Up to $700 +FUN Dollars

Gift Options

  • New Customer:$700 +FUN Dollars; or
  • Existing Customer:$300 +FUN Dollars

Terms & Conditions

From now till 31 December 2026, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

  • New Customers: $700 +FUN Dollars
  • Existing Customers:  $300 +FUN Dollars
BOC Cheers Visa Infinite Card
  • HK$800 Wellcome Shopping Voucher
$600000
Min. Annual Income
$1.5/mile
Overseas Spending - Air Miles Conversion
4 %
Overseas / Dining Spending

    MoneyHero Exclusive Welcome Gift

    Offers

    • HK$800 Wellcome Shopping Voucher; or
    • HK$800 Apple Store Gift Card; or
    • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
    • Marshall Emberton II Bluetooth Speaker (value of HK$1,499); or
    • Marshall Minor IV Headphone (valued at HK$1,159)

    Terms and conditions

    New BOC Credit Card Customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval will be entitled to - HK$800 Apple Store Gift Card or HK$800 Wellcome Shopping Voucher or Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980)  or Marshall Emberton II Bluetooth Speaker (value of HK$1,499) or Marshall Minor IV Headphone (value of HK$1,159) exclusively from MoneyHero upon fulfilling the below requirements: 

    • From 1 May 2026 10 a.m. till 15 May 2026 6 p.m. or the date that the application quota is full (whichever is earlier): Only applicable to new BOC Credit Card Customers who successfully apply for Designated BOC Credit Cards (including BOC Bliss Card, BOC Cheers Visa Infinite Card, BOC Cheers Visa Signature Card) via MoneyHero.
    • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
    • On or before 15 June 2026: The card must be approved by the Bank (subject to the Bank’s system record)
    • Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
    • Offer on a first-come, first-served basis
    • Moneyhero Limited-time Exclusive Offer is applicable to new customer who does not holding or have not held/cancelled any main BOC credit card in the past 12 months from the date of application
    • If you have concerns regarding the redemption process, please refer to the Terms and Conditions.

    Welcome Offer

    • Up to 300,000 Gift Points (Equivalent to 20,000 miles / HK$1,200 Cash Rebate)
    • New customers who accumulate retail spending of HK$12,000 or above within first 2 months from card issuance can earn 225,000 points (equals to 15,000 miles/ HK$900 cash rebate); “Private Wealth” or “Wealth Management” customers can earn an extra 75,000 points (equals to 5,000 miles/ HK$300 cash rebate)
    sim Credit Card
    • HK$1,000 Apple Store Gift Card
    N/A
    Min. Annual Income
    3%
    Cashback Local
    8%
    Cashback Local Online Shopping
    • 8% Rebate from online shopping
    • Easy approval

    MoneyHero Exclusive Offer 1 (cannot be enjoyed together with Exclusive Offer 2)​

    The following exclusive offer is only applicable to customers who choose the 6-month interest-free, handling-fee-free cash-out instalment plan as their welcome offer:   

    Offers

    • HK$800 Cash Rebate (Deposited via FPS) ; or
    • HK$1,000 Apple Store Gift Card; or
    • HK$1,000 Wellcome Shopping Voucher; or
    • 10,000 Max Miles flight miles; or
    • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
    • DELONGHIDEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588); or
    • Marshall Emberton II Bluetooth Speaker (value of HK$1,499); or
    • PLAUD NOTE ChatGPT‑Powered AI Card Recorder (value of HK$1,199)

    Terms and conditions

    New SIM Credit Card customers are not required to make any spending can get MoneyHero Exclusive reward: HK$800 Cash Rebate(Deposited via FPS) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / 10,000 Max Miles flight miles / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / DELONGHI DEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588) / Marshall Emberton II Bluetooth Speaker (value of HK$1,499) / PLAUD NOTE ChatGPT‑Powered AI Card Recorder (value of HK$1,199)

    Requirements:

    • From 30 April 2026 6p.m. till 29 May 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
    • On or before 30 June 2026: The card must be approved by sim, activated, and cash installment plan successfully approved.
    • The offer is only applicable to customers who choose the 6-month interest-free and handling-fee-free cash installment plan as their welcome offer.
    • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

    MoneyHero Exclusive Offer 2​

    The following exclusive offer is only applicable to customers who choose welcome offers other than the 6-month interest-free, handling-fee-free cash-out instalment plan:   

    Offers

    • HK$800 Cash Rebate (Deposited via FPS) ; or
    • HK$1,000 Apple Store Gift Card; or
    • HK$1,000 Wellcome Shopping Voucher; or
    • 10,000 Max Miles flight miles; or
    • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
    • DELONGHIDEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588); or
    • Marshall Emberton II Bluetooth Speaker (value of HK$1,499); or
    • PLAUD NOTE ChatGPT‑Powered AI Card Recorder (value of HK$1,199)

    Terms and conditions

    New SIM Credit Card customers who have accumulated eligible retail transactions of HK$100 within first 30 days after card approval can get MoneyHero Exclusive reward: - HK$800 Cash Rebate(Deposited via FPS) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher / 10,000 Max Miles flight miles* / Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) / DELONGHI DEDICA DUO EC890 Pump-driven Espresso Coffee Machine (value of HK$3,588) / Marshall Emberton II Bluetooth Speaker (value of HK$1,499 / PLAUD NOTE ChatGPT‑Powered AI Card Recorder (value of HK$1,199).

    Requirements

    • From 30 April 2026 6p.m. till 29 May 2026 6p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
    • On or before 30 June 2026: The card must be approved by sim
    • Within first 30 days after card approval: Have accumulated eligible retail transactions of HK$100
    • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.

    Welcome Offer​

    Offers

    • Up to HK$100,000 6-Month Interest-Free and Fee-Waived Cash Instalment Plan; or
    • HK$200 CashBack/ Apple Store gift card; or
    • HK$500 Netflix Gift Card

    Terms and conditions

    The Promotion Period is from 1 March 2026 to 31 May 2026 

    • Accumulate eligible retail spending of HK$4,000 or above to enjoy the following sim Credit Card Welcome Offer:
      Up to HK$200 Cash Rebate OR HK$200 Apple Store Gift Card OR HK$500 Netflix Gift Card
      Please refer to Terms and Conditions for more details.

       
    • Up to HK$100,000 6-Month Interest-Free & Handling Fee Waiver Cash Instalment Plan
      Successful applicants of sim Credit Card / sim World Mastercard® may enjoy a cash advance of up to HK$100,000 (or 95% of the credit limit), repayable over 6 months with no interest or handling fees. Funds will be credited via FPS to the designated bank account within 6 business days upon approval. Cardholders must settle the monthly instalment repayment in full and on time. Any late or partial repayment will incur interest and charges in accordance with the credit card agreement. Welcome offer quotas are limited. The issuer reserves the right of final approval and to amend the offer.
    • All offers are subject to the relevant terms and conditions.
    Mox Credit
    • Earn up to 28,500 miles
    N/A
    No Requirement
    1%
    Cashback Base Rate
    2%
    Local Spending - Cashback Rate
    • Unlimited Instant Cashback

    Miles Welcome Offer (with the promo code "MOXTRAVEL")

    Offer: Spend to earn up to 28,500 miles!

    Terms and conditions
    Open a Mox Account successfully with the invitation code "MOXTRAVEL"  and eligible spending within 60 calendar days after approval to earn up to 28,500 Asia miles, enough to redeem round-trip to Asia! 

    • From 1 April 2026 to 30 June 2026 : New customers open Mox Account via promo code and complete the Mox Account opening process the following 15 days
    • The Mox Credit Card must be approved by Mox within 30 days after using the invitation code , subject to the Bank’s system records
    • spend to earn up to 28,500 Asia miles
    ChallengeMiles Reward
    Welcome Reward 1:Credit Approval Challenge2,500 Miles
    (Eligible spending HK$10,000, HK$4=1)
    Welcome Reward 2:Spend Challenge
    Customer spend HK$10,000 eligible spending in the following 60 days of credit approval earn 15000 Asia Milles
    15,000 Asia Miles
    Welcome Reward 2:Deposit Challenge
    Customer fund in HK$100,000 within 7 calendar days after approval
    AND keep funds for 60 days Hold Fund Period, earn 11,000 Asia Miles
    11,000 Asia Miles
     28,500 Asia Miles
    PrimeCredit WeWa Visa Platinum Card for University Student
    • HK$500 Exclusive Welcome Reward
    N/A
    Min. Annual Income
    4%
    Local spending (Selected merchants)
    1%
    For every $250 spending (other merchants)
    • Annual fee waived for the first 2 years
    • Cashback Local: 4%

    New Credit Card Customer: HK$500 Exclusive Welcome RewardGift Options

    • New Credit Card Customer: HK$500 Exclusive Welcome Reward

    Terms & Conditions

    MoneyHero Exclusive Offer: HK$500 Exclusive Welcome Reward

    • From Apr 30 - May 29, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for a WeWa Credit Card / EarnMORE UnionPay Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
      • HK$200 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

     How to redeem the MoneyHero exclusive offer - a HK$200 Wellcome shopping voucher (provided by MoneyHero)?

    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • On or before 31 May 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
    • No spending requirement

    How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)?

    • From Apr 30, 2026, to May 29, 2026 (inclusive), successfully apply for a WeWa Visa Signature Card, WeWa Visa Platinum Card, WeWa UnionPay Diamond Card or EarnMORE UnionPay Credit Card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
    • The cash rebate will be credited to your credit card account within 3 months of card issuance.
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
      • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

        ______________________

        Welcome Offer​
         
    • LOJEL Vita 28 inch Suitcase; or
    • HK$800 Apple Store Gift Card; or
    • HK$500 Cash Rebate; or
    • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

    Terms & Conditions

    Welcome Offer

    WeWa Welcome Offer Promotion

    Promotion Period: 1 March 2026 – 30 June 2026 (both dates inclusive)
    Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

    Welcome Offer Details

    Eligible customers may choose ONE of the following welcome offers:

    Welcome OfferSpending Requirement
    LOJEL Vita 28” Luggage (reference value approx. HK$1,700)Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
    HK$800 Apple Store Gift CardAccumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
    HK$500 Cash RebateAccumulate HK$8,500 in eligible retail spending within the first 90 days after card issuance
    Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000No spending requirement

    ⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
    If no selection is made, HK$500 Cash Rebate will be granted by default.

    Eligibility Requirements

    Customers must meet all of the following:

    Successfully apply during the promotion period via designated online channels for:

    WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

    Have not held any credit card issued by Prime Credit in the past 12 months; and

    Fulfil the relevant eligible retail spending requirement (if applicable).

    Fulfilment Arrangement

    Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

    HK$500 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

    Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

    Key Highlights:

    • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).

    Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

    The credit card account must remain valid and in good standing at the time of reward fulfilment.

    If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

    • For full details, please refer to the promotion terms and conditions:

     

    WeWa Card Student Exclusive Limited-Time Welcome Offer​

    • HK$200 Cash Rebate (Exclusive to full-time tertiary / university students)

    Terms and conditions

    Apply for the WeWa Card between 01 April –30 June 2026 (both dates inclusive) and enjoy student-exclusive welcome offer for HK$200 cash rebate! (extremely low spending requirement) or you may also choose other welcome gift

    Offer Highlights:

    • Minimum Spending Requirement: HK$2,000 (first 90 days after card issuance)
    • Eligible Transactions: These include all posted local and/or overseas retail spending amounts, Octopus Automatic Add-Value amounts, and/or online retail spending amounts.
    • Exclusions: Eligible transactions do not include (but are not limited to) cash advances, credit card fees (such as annual fees, interest/finance charges, late fees), casino transactions, any money/electronic money transfers (including P2P payment services or mobile app/electronic transfer platforms), reloading of electronic wallets, cash-in-plan amounts, unposted/cancelled/refunded transactions, and any unauthorized transactions.

     

    PrimeCredit EarnMORE UnionPay Card for University Student
    • HK$500 Exclusive Welcome Reward
    N/A
    Min. Annual Income
    2 %
    Cashback Local
    2 %
    Cashback Overseas
    • Additional 2% Cash Rebate Program
    • No Requirement on min annual income

    1) Exclusive Offer - Gift Options

    • New Credit Card Customer: HK$500 Exclusive Welcome Reward

    Terms & Conditions

    MoneyHero Exclusive Offer: HK$500 Exclusive Welcome Reward

    • From Apr 30 - May 29, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for a WeWa Credit Card / EarnMORE UnionPay Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
      • HK$200 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

     How to redeem the MoneyHero exclusive offer - a HK$200 Wellcome shopping voucher (provided by MoneyHero)?

    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • On or before 31 May 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
    • No spending requirement

    How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)?

    • From Apr 30, 2026, to May 29, 2026 (inclusive), successfully apply for a WeWa Visa Signature Card, WeWa Visa Platinum Card, WeWa UnionPay Diamond Card or EarnMORE UnionPay Credit Card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
    • The cash rebate will be credited to your credit card account within 3 months of card issuance.

    ____________________________________________________

    EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

    • PHILIPS RO Water Purifier (ADD6901) (valued at HK$2,488); or
    • Garmin Forerunner 165 GPS Smartwatch (valued at HK$2,299); or
    • HK$500 Cash Rebate; or
    • Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
    • HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

    Terms and conditions

    Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

    Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

    • Choose ONE of the following welcome offers:
      • PHILIPS RO Water Purifier (ADD6901)
      • Garmin Forerunner 165 GPS Smartwatch
      • HK$500 Cash Rebate
      • Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
      • HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
    Welcome OfferEligible Retail Purchase Transaction Requirement

    PHILIPS RO Water Purifier (ADD6901)

    Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance

    Garmin Forerunner 165 GPS Smartwatch

    Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance

    HK$500 Cash Rebate

    Accumulate Eligible Retail Purchase Transactions of HK$8,500 or above using the new card within the first 90 days from card issuance

    Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

    No spending requirement

    HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

    Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance
    • Promotion Period: From 1 January 2026 to 30 June 2026, both dates inclusive.
    • The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
    • New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
    • Each eligible customer is entitled to enjoy the welcome offer once only.
    • For full details, please refer to the Terms and Conditions.
    Hang Seng MMPOWER World Mastercard®
    • Welcome Offer - Up to $700 +FUN Dollars
    $150000
    Min. Annual Income
    5%
    Cashback Local
    6%
    Cashback Overseas
    • Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
    • Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward

    【MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to HK$1,500】

    New Hang Seng credit card* customers who successfully apply for the Hang Seng MMPOWER World Mastercard through MoneyHero, meet the spending requirement within 60 days and spend HK$100 within 30 days after card approval, will receive the following in addition to the Hang Seng welcome offer of HK$700 +FUN Dollars:  
    (Details of the additional rewards would follow this line) 

    Offers

    • New Credit Card Customer : HK$800 Apple Store Gift Card; or
    • New Credit Card Customer : HK$800 Wellcome Shopping Voucher; or
    • New Credit Card Customer : HK$800 Cash Rebate (Deposited via FPS) ; or
    • New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
    • New Credit Card Customer : Marshall Emberton Bluetooth Speaker II (value of HK$1,499); or
    • New Credit Card Customer : Nothing Ear (3) Wireless Earbuds (value of HK$1,299)

    Terms and conditions

    MoneyHero Exclusive Offer: 

    • From now till 15 May 2026 6 p.m., New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 Cash Rebate (Deposited via FPS) OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980, random colour) OR Marshall Emberton Bluetooth Speaker II (value of HK$1,499) OR Nothing Ear (3) Wireless Earbuds (value of HK$1,299).

    Important dates:

    • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.

    MoneyHero Exclusive Gift (Existing Customer)​

    Existing Hang Seng MMPOWER World Mastercard Credit Card customer who successfully apply via MoneyHero, spent HK$100 within 30 calendar days after approval are entitled to:   

    Offers

    • Existing Credit Card Customer: HK$400 Cash Rebate (Deposited via FPS) ; or
    • Existing Credit Card customer:HK$400 Apple Store Gift Card; or
    • Existing Credit Card customer:HK$400 Wellcome Shopping Voucher; or
    • Existing Credit Card Customer: QUICO InstaCurl 32mm Auto Hair Curler (value of HK$529)

    Terms and conditions

    MoneyHero Exclusive Offer: 

    • From now till 15 May 2026 6 p.m., Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER World Mastercard via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$400 Cash Rebate (Deposited via FPS) OR HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Voucher OR QUICO InstaCurl 32mm Auto Hair Curler (value of HK$529).

    Important dates :

    • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.
      • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.

    Welcome Offer - Up to $700 +FUN Dollars​

    Offers

    • New Customer:$700 +FUN Dollars; or
    • Existing Customer:$300 +FUN Dollars

    Terms and conditions

    Valid until 31 December 2026, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

    • New Customers: $700 +FUN Dollars
    • Existing Customer: $300 +FUN Dollars
    • Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars
    The Platinum Card
    • HK$5,000 Cash Rebate (Deposited via FPS Account)
    N/A
    Min. Annual Income
    $4.5/mile
    Overseas Spending - Air Miles Conversion
    Unlimited
    Number of Free Lounge Access
    • Up to HK$2,000 Global Dining Credit year-round
    • Access 1,400+ Airport Lounges

    MoneyHero Limited-Time Exclusive Offer(for New Customers)

    New Cardmembers can only choose one welcome offer*

    Offers

    • HK$5,000 Cash Rebate (Deposited via FPS Account)

    New Cardmembers^ who apply via dedicated link can Enjoy MoneyHero's Exclusive Limited-Time Offer Reward: HK$5,000 Cash Rebate (Deposited via FPS Account) .

    Requirements:

    • Apply for The Platinum Card via the dedicated “Apply Now” button of Moneyhero
    • From 1 May 2026, 10AM to 29 May, 2026, 6PM: Apply for the American Express The Platinum Card via MoneyHero.
    • Within 7 Days of Receiving the Reward Redemption Form: Complete and submit the "Reward Redemption Form" sent via email.
    • By 30 June 2026: Successfully get your credit card approved (approval based on the bank’s records).

    Within 3 months upon Basic Card approval: Accumulate eligible spending of HK$60,000 or more and settle the annual fee of HK$9,500

    *Terms and conditions apply.

    ^New Cardmembers refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. Existing Cardmembers refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong, not including The Platinum Card / American Express® Peninsula Platinum Card, within the past 12 months from the date of this application. Applicants who are currently holding or who have held the Basic Card of The Platinum Card / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer. American Express reserves the right to debit the original price of the Welcome Offer and first-year annual fee from ineligible Cardmembers’ accounts without prior notice.

    *This promotion cannot be combined with any other offers. The applicant who successfully applied for the designated Card in this promotion provided by MoneyHero shall NOT be further entitled to other rewards in relation to the same application for the same Card, including but not limited to the Welcome Offers provided by the Card issuers


    The Platinum Card® - Welcome Offer (New Cardmembers)

    New Cardmembers can only choose one welcome offer*

    Offers

    • (New AE Cardmember) up to HK$6,250 cashback statement credit

    New Cardmembers^ who apply successfully via Moneyhero’s dedicated link can enjoy up to HK$6,250 statement credit!

    • Apply The Platinum Card via Moneyhero’s dedicated link between 1 May, 2026 and 31 May, 2026.
    • Successfully apply via MoneyHero and make at least one transaction within 3 months to receive an additional HK$600 statement credit
    • Within the first 3 months, top up Octopus on iPhone, Apple Watch, or Android devices with a single net transaction of HK$600 or above to enjoy an extra HK$50 statement credit
    • Spend HK$15,000 within the first 3 months to receive HK$1,600 statement credit
    • Accumulate total spending of HK$50,000 within the first 3 months to receive an additional HK$4,000 statement credit
    • Up to HK$6,250 statement credit in total!

    *Terms and conditions apply.


    The Platinum Card® - Welcome Offer (Existing Cardmembers)

    Offers

    • (Existing AE Cardmember) up to 45,000 miles and HK$50 statement credits

    Existing Cardmembers^ who complete the following designated requirements during the promotion period from 1 May 2026 to 31 May 2026 will be entitled to enjoy exclusive privileges: 

    • Upon a single top-up spending of HK$600 or above for your Octopus on iPhone, Apple Watch or Android device
      • HK$50 statement credits
    • Aggregate spend of HK$15,000 to earn
      • 810,000 MR points , equivalent to 45,000 miles
    • Apply via the designated link to enjoy the exclusive offers mentioned above

    ^Existing Cardmembers refer to Basic Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong, not including The Platinum Card / American Express® Peninsula Platinum Card, within the past 12 months from the date of this application. Applicants who are currently holding or who have held the Basic Card of The Platinum Card / American Express® Peninsula Platinum Card at any time within the past 12 months from the date of this application are not eligible for the Welcome Offer. American Express reserves the right to debit the original price of the Welcome Offer and first-year annual fee from ineligible Cardmembers’ accounts without prior notice.

    Hang Seng enJoy Card
    • Up to 140,000 yuu Points
    $150000
    Min. Annual Income
    0.5%
    Cashback Overseas
    2%
    Cashback Local
    • Perpetual Annual Fee Waiver
    • Cashback Local: 2%

    【MoneyHero Exclusive Upgrade Offer: Total Rewards Worth up to HK$1,500】

    【MoneyHero Exclusive Offer】
    New Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero and spend HK$100 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$800!  

    【Bank Welcome Offer】
    New Hang Seng credit card customers who successfully apply can earn a welcome bonus of 140,000 yuu points (equivalent to HK$700) for a total reward value of up to HK$1,500

    Offers

    • New Credit Card Customer : HK$800 Apple Store Gift Card; or
    • New Credit Card Customer : HK$800 Wellcome Shopping Voucher; or
    • New Credit Card Customer : Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
    • New Credit Card Customer : Marshall Emberton II Bluetooth Speaker (value of HK$1,499); or
    • New Credit Card Customer : Yohome Mini 3in1 Professional Semi-Automatic Home Coffee Machine VK-5501E (value of HK$1,199)

    Terms & Conditions

    New Credit Card cardholders* who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) OR Marshall Emberton II Bluetooth Speaker (value of HK$1,499) OR Yohome Mini 3in1 Professional Semi-Automatic Home Coffee Machine VK-5501E (value of HK$1,199).

    Important dates :

    • From now till 31 May 2026 11.59 p.m., New Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
    • Within 30 days after card issuance: The card must be approved by Hang Seng.
    • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.

    【MoneyHero Exclusive Upgrade Offer (for Existing Customers): Total Rewards Worth up to HK$700】

    【MoneyHero Exclusive Offer】
    Existing Hang Seng credit card customers who apply for the Hang Seng enJoy Card through MoneyHero and spend HK$100 within 30 days after card approval can enjoy an extra MoneyHero reward of up to HK$400!  

    【Bank Welcome Offer】
    Existing Hang Seng credit card customers who successfully apply can earn a welcome bonus of 60,000 yuu points (equivalent to HK$300), for a total reward value of up to HK$700!

    Offers

    • Existing Credit Card customer:HK$400 Apple Store Gift Card; or
    • Existing Credit Card Customer : HK$400 Wellcome Shopping Voucher; or
    • Existing Credit Card Customer: QUICO InstaCurl 32mm Auto Hair Curler (value of HK$529)

    Terms & Conditions

    Existing Credit Card cardholders who successfully apply for Hang Seng enJoy Visa Platinum Card via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$400 Apple Store Gift Card OR HK$400 Wellcome Shopping Voucher OR QUICO InstaCurl 32mm Auto Hair Curler (value of HK$529).

    Important dates :

    • From now till 31 May 2026 11.59 p.m., Existing Credit Card cardholders* who successfully apply Hang Seng enJoy Card via MoneyHero and submit the redemption form sent via email
    • Within 30 days after card issuance: The card must be approved by Hang Seng.
    • Existing Credit Card customer* - Spent HK$100 within 30 calendar days after approval.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng.

    Welcome Offer - Up to 140,000 yuu Points

    Gift Options

    • 140,000 yuu Points (for new credit card customers); or
    • 60,000 yuu Points (for existing credit card customers)

    Terms & Conditions

    Till 31 Dec 2026, enjoy the following Welcome Offer and perpetual annual fee waiver upon successful application:

    • Link enJoy card to yuu Rewards Programme and accumulate eligible retail spending of HK$5,000 within 60 days from the date of new card issuance:
      • New Credit Card Customers: 140,000 yuu Points (equivalent to rewards worth HK$700) OR
      • Existing Credit Card Customers: 60,000 yuu Points (equivalent to rewards worth HK$300)

     

    HSBC Red Credit Card
    • New credit card customers can receive $300 RewardCash
    $120000
    Min. Annual Income
    4%
    Online spending
    1%
    Designated spending categories
    • Perpetual annual fee waiver
    • Cashback Overseas Online Shopping: 4%

    HSBC Red Credit Card - Welcome Offer​

    Offers

    • New credit card customers can receive $300 RewardCash and lifetime annual fee waiver; or
    • Earn up to 8% RewardCash at designated merchants; or
    • Enjoy up to 4% RewardCash on online spending

    Terms and conditions

    New Credit Card Customers applying for HSBC Red Credit Card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 5,800 or above within the first 60 calendar days after card issuance:

    • $300 RewardCash

     Terms and conditions apply.

    Welcome Offer

    • Extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan
    • Perpetual annual fee waiver

    Terms and conditions

    • New credit card customers who successfully apply for a Cash Instalment Plan can enjoy up to $200 RewardCash
    • Terms and conditions apply.

    Spending Rewards

    • Up to 8% RewardCash at designated merchants – enjoy 8% RewardCash on the first HK$1,250 eligible spending, and unlimited 0.4% RewardCash thereafter. Designated merchants include:
      • Hong Kong Sushiro
      • TamJai SamGor Mixian
      • TamJai Yunnan Mixian
      • The Coffee Academïcs
      • GU
      • Decathlon Hong Kong
      • lululemon
      • NAMCO
      • TAITO STATION

         
    • Up to 4% RewardCash on online spending – enjoy 4% RewardCash on the first HK$10,000 online spending, and unlimited 0.4% RewardCash thereafter.
    Standard Chartered Smart Credit Card
    • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (valued at HK$4,980)
    $96000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    5%
    Cashback Supermarket
    • Up to 5% CashBack with selected merchants
    • Perpetual Annual Fee Waiver

    Exclusive Welcome Offer

    ✍🏻Remember to complete the "Proof Submission Form" after loan application within 7 days 

    Offers

    • HK$800 Apple Store Gift Card; or
    • HK$800 Wellcome Shopping Voucher; or
    • HK$800 HKTVmall e-Gift Voucher; or
    • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
    • Marshall Emberton II Bluetooth Speaker (value of HK$1,499); or
    • Nothing Ear (3) Wireless Earbuds (value of HK$1,299); or
    • Bruno BOE122-IV Glass Air Fryer(value of HK$898)

    New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR  HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980)  OR Marshall Emberton II Bluetooth Speaker (value of HK$1,499) OR Nothing Ear (3) Wireless Earbuds (value of HK$1,299) OR Bruno BOE122-IV Glass Air Fryer(value of HK$898) by fulfilling the following requirements:

    • From 30 April 2026 6 p.m. to 29 May 2026 6 p.m. : New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card / Standard Chartered Simply Cash Visa Card via MoneyHero
    • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number (HK + 14-digit number (for example HKxxxxxxxxxxxxxx).
    • On or before 30 June 2026: The card must be approved by Standard Chartered, subject to the Bank’s system records.
    • Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.

    Welcome Offer

    • HK$800 CashBack

    Terms and conditions

    • From now till 30 July 2026, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
      • HK$800
    • The CashBack from Welcome Offer will be credited within 4 months after card issuance
    • Terms and conditions apply.
       
    DBS Eminent Visa Signature Card
    • Welcome Offer Up to HK$600 Cash Rebate
    $360000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    5%
    Local Spending - Cashback Rate
    • Earn up to 5% rebate on dining, medical services, sportswear and fitness clubs spending
    • Other retail spending with up to 1% rebate

    Welcome Offer Up to HK$600 Cash Rebate

    New Customers who successfully apply for DBS Eminent Card during the period from 29 April to 31 May 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

      

    Welcome Gift

    “Spending Requirement”

    Up to HK$600 Cash Rebate:

    • Cash Rebate HK$500 and
    • Extra HK$100 Cash Rebate (“Extra Cash Rebate”)
    • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
      - accumulated retail spending of HK$5,000 or above
    • If a New Customer successfully applies for a Flexi Shopping Programme to convert New Card spending into instalment (regardless of amount and tenor) during the Spending Period, he/she can enjoy the Extra HK$100 Cash Rebate (“Extra Cash Rebate”).

    DBS Eminent Card Up to 5% Rebate Program, Up to $400 Rebate

    • 4 designated spending categories, Including dining, fitness clubs, sportswear & medical services, up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
    • Registration in DBS Card+ mobile application is required

    Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

    New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

    Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


    Terms and conditions apply, click “Apply Now” for more details.

    To borrow or not to borrow? Borrow only if you can repay!

    American Express Explorer® Credit Card
    • Limited-Time Welcome Offer – up to 72,000 miles + HK$300 Statement Credit
    $300000
    Min. Annual Income
    $3/mile
    Local Spending - Air Miles Conversion
    1.67%
    Local Spending - Cashback Rate
    • Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide

    Limited-Time Welcome Offer – up to 72,000 miles + HK$300 Statement Credit

    Offers

    • up to 72,000 miles + HK$300 Statement Credit (Limited-Time Welcome Offer)

    Terms and conditions

    Promotion Period: 6 May 2026 – 31 May 2026 (inclusive) 

    • First Transaction Bonus
      HK$300 Statement Credit upon successful application and first transaction made in the first 3 months
    • Welcome Spending Reward
      Earn 144,000 MR Points when you accumulate HK$8,000 in spending within the first 3 months (equivalent to 8,000 miles or HK$480).
    • Accelerated Local Spending Rewards
      Earn 6X MR Points for every HK$1 spent locally within the first 3 months.
      Maximum rewards up to 1,152,000 MR Points (equivalent to 64,000 miles or HK$3,840).

    *Terms and conditions apply.

    HK$50 Rebate upon Your First Octopus Top-Up of HK$600 or Above

    Offers

    • HK$50 Rebate upon Your First Octopus Top-Up of HK$600 or Above

    Terms and conditions

    Promotion Period: 6 May 2026 – 31 May 2026 (inclusive)

    • Limited-Time First 3 Months Offer
      HK$50 Rebate on Octopus Top-Up
      Enjoy a HK$50 rebate upon making a single Octopus top-up of HK$600 or above using your iPhone, Apple Watch, or Android device within the first 3 months.

    *Terms and conditions apply. 

    Free Airport Lounge Access​

    • Enjoy complimentary access to Intervals Bar and Plaza Premium Lounges worldwide

    Terms and conditions

    Based on a maximum of two annual-fee-free supplementary credit cards per American Express Explorer Card account. In each calendar year, upon reaching the specified amount of cumulative eligible spending on the Card Member account, each account may enjoy up to a total of 12 complimentary benefits.

    Citi PremierMiles Card
    • HK$2,200 Apple Store Gift Card
    $120000
    Min. Annual Income
    $3/mile
    Overseas and online foreign currency
    $3.8/mile
    Local Spending
    • Up to HK$3/mile for overseas & online foreign currency spending
    • Up to HK$3.8/mile for local spending

    Gift Options

    • 22,000 Max Miles flight miles; or
    • HK$2,200 Apple Store Gift Card ; or
    • HK$2,200 Wellcome Shopping Voucher; or
    • CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (value of HK$5,880); or
    • Philips ADD6920 RO Water Dispenser (value of HK$4,288); or
    • Dyson AM15 HF1 Remote Link Pre-heat Heater and Cooling Fan (value of HK$3,990) (Need to redeem with the Designated Card at the redemption price of HK$835); or
    • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color)(redeemed using DBS Credit Cards with HK$590); or
    • LOJEL Cubo Large V5 Suitcase (value of HK$3,700)


    Terms & Conditions

    New Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) can get MoneyHero Exclusive reward with 22,000 Max Miles flight miles* / HK$2,200 Apple Store Gift Card / HK$2,200 Wellcome Shopping Voucher / CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (value of HK$5,880) / Philips ADD6920 RO Water Dispenser (value of HK$4,288) / Dyson AM15 HF1 Remote Link Pre-heat heater and cooling fan (value of HK$3,990) ^ / Dyson Supersonic Nural™ hair dryer HD16 (value of HK$3,980) / LOJEL Cubo Large V5 Suitcase (value of HK$3,700).

    Requirements

    • From 4 May 2026 12 pm till 11 May 2026 6 pm: Successfully apply for the designated Citibank Credit Card(s) by new Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
    • On or before 30 June 2026: The card must be approved by Citibank
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
    • Designated Cards include Citi Octopus Platinum Card, Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
    • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.
    Citi Rewards Card
    • HK$2,200 Apple Store Gift Card
    $120000
    Min. Annual Income
    $3/mile
    Points Rebate on Local mobile payments
    3%
    Points Rebate on Shopping
    • Enjoy up to 3% Points Rebate for Shopping & Entertainment spend

    Gift Options

    • 22,000 Max Miles flight miles; or
    • HK$2,200 Apple Store Gift Card ; or
    • HK$2,200 Wellcome Shopping Voucher; or
    • CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (value of HK$5,880); or
    • Philips ADD6920 RO Water Dispenser (value of HK$4,288); or
    • Dyson AM15 HF1 Remote Link Pre-heat Heater and Cooling Fan (value of HK$3,990) (Need to redeem with the Designated Card at the redemption price of HK$835); or
    • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color)(redeemed using DBS Credit Cards with HK$590); or
    • LOJEL Cubo Large V5 Suitcase (value of HK$3,700)


    Terms & Conditions

    New Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) can get MoneyHero Exclusive reward with 22,000 Max Miles flight miles* / HK$2,200 Apple Store Gift Card / HK$2,200 Wellcome Shopping Voucher / CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (value of HK$5,880) / Philips ADD6920 RO Water Dispenser (value of HK$4,288) / Dyson AM15 HF1 Remote Link Pre-heat heater and cooling fan (value of HK$3,990) ^ / Dyson Supersonic Nural™ hair dryer HD16 (value of HK$3,980) / LOJEL Cubo Large V5 Suitcase (value of HK$3,700).

    Requirements

    • From 4 May 2026 12 pm till 11 May 2026 6 pm: Successfully apply for the designated Citibank Credit Card(s) by new Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
    • On or before 30 June 2026: The card must be approved by Citibank
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
    • Designated Cards include Citi Octopus Platinum Card, Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
    • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.
    Citi Cash Back Card
    • HK$2,000 Apple Store Gift Card
    $120000
    Min. Annual Income
    2%
    Oversea Spending - Cashback Rate
    2%
    Local Spending - Cashback Rate
    • 2% Rebate on Local Dining and Hotel Spending

    Gift Options

    • 22,000 Max Miles flight miles; or
    • HK$2,200 Apple Store Gift Card ; or
    • HK$2,200 Wellcome Shopping Voucher; or
    • CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (value of HK$5,880); or
    • Philips ADD6920 RO Water Dispenser (value of HK$4,288); or
    • Dyson AM15 HF1 Remote Link Pre-heat Heater and Cooling Fan (value of HK$3,990) (Need to redeem with the Designated Card at the redemption price of HK$835); or
    • Dyson Supersonic Nural™ hair dryer HD16 (valued at HK$3,980; random color)(redeemed using DBS Credit Cards with HK$590); or
    • LOJEL Cubo Large V5 Suitcase (value of HK$3,700)


    Terms & Conditions

    New Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) can get MoneyHero Exclusive reward with 22,000 Max Miles flight miles* / HK$2,200 Apple Store Gift Card / HK$2,200 Wellcome Shopping Voucher / CARRIER DC-28VS 2-in-1 Air Purifying inverter Dehumidifier (value of HK$5,880) / Philips ADD6920 RO Water Dispenser (value of HK$4,288) / Dyson AM15 HF1 Remote Link Pre-heat heater and cooling fan (value of HK$3,990) ^ / Dyson Supersonic Nural™ hair dryer HD16 (value of HK$3,980) / LOJEL Cubo Large V5 Suitcase (value of HK$3,700).

    Requirements

    • From 4 May 2026 12 pm till 11 May 2026 6 pm: Successfully apply for the designated Citibank Credit Card(s) by new Citibank Customers (customers who did not hold any Citi Credit Card within the past 12 months) and submitted redemption form via MoneyHero
    • On or before 30 June 2026: The card must be approved by Citibank
    • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
    • Designated Cards include Citi Octopus Platinum Card, Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
    • *When selecting Max Miles as the exclusive reward, please ensure that the email address registered for the MoneyHero exclusive reward is the same as the email address of the Hey Max account.
    PrimeCredit WeWa Visa Signature Card
    • HK$500 Exclusive Welcome Reward
    $150000
    Min. Annual Income
    4%
    Local spending (Selected merchants)
    1%
    For every $250 spending (other merchants)
    • Annual fee waived for the first 2 years
    • Cashback Local: 4%

    New Credit Card Customer: HK$500 Exclusive Welcome RewardGift Options

    • New Credit Card Customer: HK$500 Exclusive Welcome Reward

    Terms & Conditions

    MoneyHero Exclusive Offer: HK$500 Exclusive Welcome Reward

    • From Apr 30 - May 29, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for a WeWa Credit Card / EarnMORE UnionPay Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
      • HK$200 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

     How to redeem the MoneyHero exclusive offer - a HK$200 Wellcome shopping voucher (provided by MoneyHero)?

    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • On or before 31 May 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
    • No spending requirement

    How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)?

    • From Apr 30, 2026, to May 29, 2026 (inclusive), successfully apply for a WeWa Visa Signature Card, WeWa Visa Platinum Card, WeWa UnionPay Diamond Card or EarnMORE UnionPay Credit Card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
    • The cash rebate will be credited to your credit card account within 3 months of card issuance.
    • Tips:
      • Please turn off AdBlocker and private mode before application
      • The redemption process may take at least 16 weeks upon campaign period ends, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward
      • If you have any enquiry on the redemption flow of this offer, please refer to the relevant Terms and Conditions.

        ______________________

        Welcome Offer​
         
    • LOJEL Vita 28 inch Suitcase; or
    • HK$800 Apple Store Gift Card; or
    • HK$500 Cash Rebate; or
    • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

    Terms & Conditions

    WeWa Welcome Offer Promotion

    Promotion Period: 1 March 2026 – 30 June 2026 (both dates inclusive)
    Eligible Customers: New customers who successfully apply for a WeWa Credit Card via designated online channels during the promotion period.

    Welcome Offer Details

    Eligible customers may choose ONE of the following welcome offers:

    Welcome OfferSpending Requirement
    LOJEL Vita 28” Luggage (reference value approx. HK$1,700)Accumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
    HK$800 Apple Store Gift CardAccumulate HK$8,800 in eligible retail spending within the first 90 days after card issuance
    HK$500 Cash RebateAccumulate HK$8,500 in eligible retail spending within the first 90 days after card issuance
    Interest-Free, Fee-Free Cash Instalment Plan of up to HK$90,000No spending requirement

    ⚠ Each customer may select the welcome offer once only and cannot change the selection afterwards.
    If no selection is made, HK$500 Cash Rebate will be granted by default.

    Eligibility Requirements

    Customers must meet all of the following:

    Successfully apply during the promotion period via designated online channels for:

    WeWa Visa Signature Card / WeWa Visa Platinum Card / WeWa UnionPay Diamond Card issued by Prime Credit and

    Have not held any credit card issued by Prime Credit in the past 12 months; and

    Fulfil the relevant eligible retail spending requirement (if applicable).

    Fulfilment Arrangement

    Luggage / Apple Store Gift Card: Redemption Notification will be sent within 2 months after meeting the spending requirement.

    HK$500 Cash Rebate: Credited to the credit card account within 2 months after meeting the spending requirement.

    Cash Instalment Plan: Subject to approval and processed in accordance with the approved plan terms.

    Key Highlights:

    • Eligible retail spending includes posted local and/or overseas retail transactions (as recorded by the Company).

    Excludes cash advances, instalment plans, Octopus reloads, transfers, e-wallet top-ups, fees and other specified transactions.

    The credit card account must remain valid and in good standing at the time of reward fulfilment.

    If the card account is cancelled within 12 months from issuance, the Company reserves the right to charge a HK$600 welcome offer handling fee.

    • For full details, please refer to the promotion terms and conditions:

     

    PrimeCredit EarnMORE UnionPay Diamond Card
    • HK$500 Exclusive Welcome Reward
    $150000
    Min. Annual Income
    Not Available
    Local Spending - Air Miles Conversion
    4 %
    Local Spending - Cashback Rate
    • Additional 2% Cash Rebate Program
    • No Requirement on min annual income

    1) Exclusive Offer - Gift Options

    • New Credit Card Customer: HK$500 Exclusive Welcome Reward

    Terms & Conditions

    MoneyHero Exclusive Offer: HK$500 Exclusive Welcome Reward

    • From Apr 30 - May 29, 2026 (both days inclusive), new PrimeCredit credit card* customers who successfully apply for a WeWa Credit Card / EarnMORE UnionPay Credit Card through MoneyHero are eligible to receive a MoneyHero exclusive offer consisting of
      • HK$200 Wellcome shopping voucher (provided by MoneyHero) + HK$300 cash rebate (provided by PrimeCredit)

     How to redeem the MoneyHero exclusive offer - a HK$200 Wellcome shopping voucher (provided by MoneyHero)?

    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.
    • On or before 31 May 2026: The card must be approved by PrimeCredit, subject to issuer’s system records.
    • No spending requirement

    How to receive the MoneyHero exclusive offer - HK$300 cash rebate (provided by PrimeCredit)?

    • From Apr 30, 2026, to May 29, 2026 (inclusive), successfully apply for a WeWa Visa Signature Card, WeWa Visa Platinum Card, WeWa UnionPay Diamond Card or EarnMORE UnionPay Credit Card through MoneyHERO and enjoy an extra HK$300 cash rebate with no spending required!
    • The cash rebate will be credited to your credit card account within 3 months of card issuance.

    ____________________________________________________

    EarnMORE UnionPay Diamond Card Welcome Offer (For New Customers Only)

    • PHILIPS RO Water Purifier (ADD6901) (valued at HK$2,488); or
    • Garmin Forerunner 165 GPS Smartwatch (valued at HK$2,299); or
    • HK$500 Cash Rebate; or
    • Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan; or
    • HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

    Terms and conditions

    Welcome Offer for New EarnMORE UnionPay Diamond Card Customers

    Apply successfully for the EarnMORE UnionPay Diamond Card during the promotion period and enjoy:

    • Choose ONE of the following welcome offers:
      • PHILIPS RO Water Purifier (ADD6901)
      • Garmin Forerunner 165 GPS Smartwatch
      • HK$500 Cash Rebate
      • Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan
      • HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)
    Welcome OfferEligible Retail Purchase Transaction Requirement

    PHILIPS RO Water Purifier (ADD6901)

    Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance

    Garmin Forerunner 165 GPS Smartwatch

    Accumulate Eligible Retail Purchase Transactions of HK$8,800 or above using the new card within the first 90 days from card issuance

    HK$500 Cash Rebate

    Accumulate Eligible Retail Purchase Transactions of HK$8,500 or above using the new card within the first 90 days from card issuance

    Up to HK$90,000 Interest-Free and Handling Fee-Free Cash Instalment Plan

    No spending requirement

    HK$200 Cash Rebate (For Full-Time University / Tertiary Students Only)

    Accumulate Eligible Retail Purchase Transactions of HK$2,000 or above using the new card within the first 90 days from card issuance
    • Promotion Period: From 1 January 2026 to 30 June 2026, both dates inclusive.
    • The welcome offer is only applicable to customers who successfully apply for the EarnMORE UnionPay Diamond Card through designated channels during the promotion period.
    • New Customer Definition: Customers who do not currently hold and have not held any credit card issued by PrimeCredit Limited (“PrimeCredit”) within the past 12 months.
    • Each eligible customer is entitled to enjoy the welcome offer once only.
    • For full details, please refer to the Terms and Conditions.
    Standard Chartered Cathay Mastercard
    • HK$900 Voucher
    $96000
    Min. Annual Income
    $2/mile
    Eligible spending on Cathay and HK Express
    $4/mile
    Eligible spending on dining / food delivery platforms, online and overseas spending
    • Up to 40,000 Asia Miles Welcome Offer
    • First Year Annual Fee Waiver

    1) Exclusive Welcome Offer - Gift Options

    ✍🏻Remember to complete the "Proof Submission Form" after loan application within 7 days

    Offers

    • HK$900 Apple Store Gift Card; or
    • HK$900 Wellcome Shopping Voucher; or
    • HK$900 HKTVmall e-Gift Voucher; or
    • Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) ; or
    • PHILIPS S7886/35 Shaver S7000 Wet & Dry electric shaver (value of HK$1,698); or
    • Marshall Emberton II Bluetooth Speaker (value of HK$1,499); or
    • Nothing Ear (3) Wireless Earbuds (value of HK$1,299)

    Terms & Conditions

    MoneyHero Limited-Time Exclusive Offer

    New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card OR HK$900 Wellcome Shopping Voucher OR HK$900 HKTVmall e-Gift Voucher OR Delsey 30" GRENELLE SE Expandable Front Opening Suitcase (value of HK$4,980) OR PHILIPS S7886/35 Shaver S7000 Wet & Dry electric shaver (value of HK$1,698) OR Marshall Emberton II Bluetooth Speaker (value of HK$1,499) OR Nothing Ear (3) Wireless Earbuds (value of HK$1,299) by fulfilling the following requirements:

    • From 30 April 2026 6 p.m. to 29 May 2026 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
    • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number (HK + 14-digit number (for example HKxxxxxxxxxxxxxx).
    • On or before 30 June 2026: The card must be approved by Standard Chartered, subject to the Bank’s system records.
    • Within 7 days after the credit card is successfully approved: Complete this form and upload the relevant approval proof for verification of the applicant's reward eligibility.

    2) Welcome Offer - Up to 40,000 Miles - Gift Options

    • From now till 30 July 2026, new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 40,000 Asia Miles
      • Spending within the first 2 months upon card issuance –
        • Tier 1: Accumulated Eligible Transactions* of HKD5,000 = 10,000 Miles (HK$0.5/mile)
        • Tier 2: Accumulated Eligible Transactions* of HKD40,000 = 20,000 Miles (HK$2/mile)
        • Tier 3: Accumulated Eligible Transactions* of HKD110,000 = 40,000Miles (HK$2.75/mile)
      • *Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase
    • Please refer to the terms and conditions for details.

     

    DBS Live Fresh Card
    • Welcome Offer Up to HK$600 Cash Rebate
    $150000
    Min. Annual Income
    N/A
    Local Spending - Air Miles Conversion
    Up to 6%
    Cash Rebate on Selected Online Spending Category
    • Welcome offer up to $600 rewards

    Welcome Offer Up to HK$600 Cash Rebate

    New Customers who successfully apply for DBS Live Fresh Card during the period from 29 April to 31 May 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

      

    Welcome Gift

    “Spending Requirement”

    Up to HK$600 Cash Rebate:

    • Cash Rebate HK$500 and
    • Extra HK$100 Cash Rebate (“Extra Cash Rebate”)
    • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
      - accumulated retail spending of HK$5,000 or above
    • If a New Customer successfully applies for a Flexi Shopping Programme to convert New Card spending into instalment (regardless of amount and tenor) during the Spending Period, he/she can enjoy the Extra HK$100 Cash Rebate (“Extra Cash Rebate”).

    Privileges

    • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
    • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
    • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
    • First year annual fee waiver

    mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

    Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

    Each Cardholder can enjoy a maximum of HK$200 Reward for each calendar month. 

    • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

    Terms and conditions apply, click “Apply Now” for more details.

    To borrow or not to borrow? Borrow only if you can repay!

    DBS Black World Mastercard®
    • Welcome Offer Up to 32,000 Miles
    $240000
    Min. Annual Income
    $6/mile
    Local Spending - Air Miles Conversion
    As low as $2/mile
    Overseas spending - Air Miles Conversion
    • HK$2 = 1 mile on overseas spending

    Welcome Offer

    New customers^ who successfully apply for DBS Black World Mastercard during 29 April to  31 May 2026 are entitled to the applicable welcome gift (“Welcome Gift”) set out below: 

     New Customers

    Up to 30,000 Miles or DAYCROWN–28" Front-Opening suitcase and/or Extra 2,000 Miles*

    Terms and conditions applicable to up to 30,000 miles (“Miles Reward”) or DAYCROWN–28" Front-Opening suitcase:

    New Customer must accumulate retail spending of designated amount (as set out in the table below) with the New card within 3 months of the New Card issuance date in order to be eligible to the Miles Reward as set out in the table below:

    Spending Requirement

    Miles Reward

    Tier 1: Accumulated Eligible Spending of HK$8,000

    8,000 miles (i.e. DBS$384) or DAYCROWN–28" Front-Opening suitcase

    Tier 2: Accumulated Eligible Spending of HK$20,000

    12,000 miles (i.e. DBS$576) or DAYCROWN–28" Front-Opening suitcase

    Tier 3: Accumulated Eligible Spending of HK$60,000

    30,000 miles (i.e. DBS$1,440) or DAYCROWN–28" Front-Opening suitcase

    *Extra 2,000 miles (i.e DBS96) for Applying Flexi Programme successfully

    Enjoy free trials of Flexi Shopping Programme

    • Successfully apply for Flexi Shopping 3, 6 or 12-month instalments@ via DBS Card+ app within 3 months after the new card issuance
    • Enjoy a one-off handling fee rebate up to HK$200

    Enjoy a first-year annual fee waiver

    Terms and conditions apply, click “Apply Now” for more details.

    To borrow or not to borrow? Borrow only if you can repay!

    DBS COMPASS VISA Platinum
    • Welcome Offer Up to HK$600 Cash Rebate
    $100000
    Min. Annual Income
    Up to 8%
    Rebate on Local Supermarket Spending
     
     
    • 8% COMPASS Dollar rebate on Local Supermarket spending
    • Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

    Welcome Offer Up to HK$600 Cash Rebate

    New Customers who successfully apply for DBS COMPASS VISA during the period from 29 April to  31 May 2026 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

      

    Welcome Gift

    “Spending Requirement”

    Up to HK$600 Cash Rebate:

    • Cash Rebate HK$500 and
    • Extra HK$100 Cash Rebate (“Extra Cash Rebate”)
    • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
      - accumulated retail spending of HK$5,000 or above
    • If a New Customer successfully applies for a Flexi Shopping Programme to convert New Card spending into instalment (regardless of amount and tenor) during the Spending Period, he/she can enjoy the Extra HK$100 Cash Rebate (“Extra Cash Rebate”).

     

    New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

    Terms and conditions apply, click “Apply Now” for more details.

    To borrow or not to borrow? Borrow only if you can repay!

    Mortgage FAQ
    View Now

    Product comparison

    H
    Compare
    申請
    • Min annual salary
    • Cash rebate 1
    • Cash rebate 2

    Product comparison

    H
    Compare
    申請
    • Min annual salary
    • Cash rebate 1
    • Cash rebate 2
    Add product
    Important Notice
    Confirm