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Basic Mortgage
Mortgage Calculator
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Valuation
Property type
If this website fails to provide the property valuation you need, please select "Other" to manually enter the property address.
Mortgage Process
Verbal valuation and pre-approval
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Sign the Provisional Agreement for Sale and Purchase
To avoid the problem of undervaluation, you should do a verbal valuation and pre-approval by mReferral or bank before signing the contract.
Mortgage Process
Seek advice from mReferral
Apply for a mortgage loan from at least three banks. If you want to apply in one go, mReferral would definitely help.
Mortgage Process
Submit documents
Provisional Agreement for Sale and Purchase, copy of ID card of borrower and guarantor (if any), income proof, e.g. employment contract/latest salary slip, bank book/statements showing salary income or latest tax demand note
Mortgage Process
Bank approves mortgage application
It usually takes a week to a month for the bank to approve a mortgage. Compare and choose the bank with the most suitable terms, and sign the letter of loan offer with bank. The bank will send a letter to your law firm to inform the lawyer to prepare the mortgage deed.
Mortgage Process
Sign documents at law firm
Before the transaction day, the buyer and the guarantor (if any) go to the law firm to sign the mortgage deed and other documents required by the bank.
Mortgage Process
Complete transaction
The law firm informs the bank that the bank will deliver the loan to the law firm to arrange delivery to the seller, and the transaction is completed. After the transaction is completed, the bank will issue a cash rebate for the mortgage within one month. In addition, a repayment process table will be sent to inform customers of the detailed information of the principal, interest and balance of the monthly payment.
Property valuation
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Credit Card Comparison

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  • All
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  • Online shopping
  • Cash rebate
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Providers
  • United Asia Finance Limited
  • Hang Seng Bank
  • MOX
  • Prime Credit
  • AEON Credit Service (Asia)
  • American Express
  • HSBC
  • Standard Chartered Bank
  • Citibank
  • DBS Bank
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sim World Mastercard®️
  • 【Deadline: 31 March 2025 6PM】DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160)
$150000
Min. Annual Income
8%
Online spending
3%
Cashback Local
  • Cash rebate upto 8%
  • Easy approval

Gift Options

  • DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160); or
  • Bravo Travel Protector (Annual Travel – Standard Plan) for 1 (valued at HK$1,600); or
  • Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
  • HK$1,000 Apple Store Gift Card; or
  • HK$1,000 Wellcome Shopping Voucher

Terms & Conditions

New sim Customers can get MoneyHero Exclusive reward with DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160) / Bravo Travel Protector (Annual Travel – Standard Plan) for 1 (valued at HK$1,600) / Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher

Requirements

  • From 03 March 2025 6 p.m. till 31 March 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 30 April 2025: The card must be approved by sim
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$300

 

 

 

Hang Seng Travel+ Visa Signature Card
  • 【Valid until 31 March 2025 11:59 p.m.】HK$400 Wellcome Shopping Voucher
$150000
Min. Annual Income
7%
Cashback Overseas
5%
Cashback Dining
  • Perpetual Annual Fee Waiver
  • Foreign Currency Spending rebate: Up to 7%

Exclusive Offer - Gift Options

HK$400 Wellcome Shopping Voucher

Terms & Conditions

New or Existing Hang Seng Bank Credit Card cardholders who successfully apply for participating Hang Seng Travel+ Visa Signature Card via MoneyHero are entitled to HK$400 Wellcome Shopping Voucher

Important dates:

  • From 01 March 2025 10 a.m. till 31 March 2025 11:59 p.m.: Successfully apply Hang Seng Travel+ Visa Signature Card and submitted redemption form via MoneyHero.
  • Within 30 days after card issuance: The card must be approved by Hang Seng.
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$100
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with Hang Seng Bank.
    • Tips: If you apply over the phone, please remember to download the Hang Seng Mobile App first, then apply through the link, and you will be entitled to receive the MoneyHero Reward if you spend the designated amount within a certain number of days after card approval.

________________________________________________

Welcome Offer - Up to $700 +FUN Dollars

Gift Options

  • New Customer:$700 +FUN Dollars; or
  • Existing Customer:$300 +FUN Dollars

Terms & Conditions

From now till 30 June 2025, Successfully apply Hang Seng Travel+ Visa Signature Card, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

  • New Customers: $700 +FUN Dollars
  • Existing Customers:  $300 +FUN Dollars
sim Credit Card
  • 【Deadline: 31/3/2025 6PM】DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160)
N/A
Min. Annual Income
3%
Cashback Local
8%
Cashback Local Online Shopping
  • 8% Rebate from online shopping
  • Easy approval

Gift Options

  • DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160); or
  • Bravo Travel Protector (Annual Travel – Standard Plan) for 1 (valued at HK$1,600); or
  • Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599); or
  • HK$1,000 Apple Store Gift Card; or
  • HK$1,000 Wellcome Shopping Voucher

Terms & Conditions

New sim Customers can get MoneyHero Exclusive reward with DELONGHI EC685 Pump Espresso Coffee Machine (Valued at HK$2,160) / Bravo Travel Protector (Annual Travel – Standard Plan) for 1 (valued at HK$1,600) / Marshall Motif II A.N.C. True Wireless Headphones (valued at HK$1,599) / HK$1,000 Apple Store Gift Card / HK$1,000 Wellcome Shopping Voucher

Requirements

  • From 03 March 2025 6 p.m. till 31 March 2025 6 p.m.: Successfully apply for the designated sim Credit Card(s) and submitted redemption form via MoneyHero
  • On or before 30 April 2025: The card must be approved by sim
  • Within first 30 days after card approval: Have accumulated eligible transactions of HK$300
Mox Credit
  • 【Deadline 17/1/2025 6PM】 HK$1,400 coupon on Apple/HKTVmall/Trip.com
N/A
No Requirement
2%
Overseas Spending - Cashback Rate
3%
Local Spending - Cashback Rate
  • 3% Cash Back without upper limit

Gift Options

  • HK$1,200 Apple Store Gift Card; or
  • HK$1,200 HKTVmall e-Gift Voucher; or
  • HK$1,200 Trip.com Gift Card
     

Terms & Conditions

Open a Mox Account successfully with the invitation code "MHNYR", successfully apply for Mox Credit Card via MoneyHero and spend HK$15,000 within 60 calendar days after approval to enjoy: HK$1,200 Apple Gift Card OR HKTVmall e-Gift Voucher OR Trip.com Gift Card

  • From 28 February 2025 6 p.m. to 7 March 2025 6 p.m.: New Mox customers who successfully apply for Mox Credit Card via MoneyHero
  • Within 14 days of after receiving the reward redemption code email from Mox when your Mox Credit spending requirement is completed: Submit the reward redemption form sent via email previously
  • The Mox Credit Card must be approved by Mox within 30 days after opening the Mox Bank Account, subject to the Bank’s system records
PrimeCredit WeWa UnionPay Card for University Student
  • 【Till 31 March 2025 6 p.m】 HK$200 Wellcome Shopping Voucher + HK$100 cash rebate
N/A
Min. Annual Income
Not Available
Local Spending - Air Miles Conversion
Local Spending - Cashback Rate
On designated merchant categories
  • Annual fee waived for the first 2 years

Exclusive Offer - Gift Options

New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate

  • From 28 February 2025 12 p.m. till 31 March 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.

_____________________________________________

Welcome Offer - Gift Options

  • SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
  • American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage ; or
  • HK$500 Cash Rebate; or
  • HK$400 Klook e-Gift Card (Only applicable to Full-time University / Tertiary Student); or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

Welcome Offer

Valid until 30 June 2025, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

  • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
    • American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • HK$500 Cash Rebate; or

Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

  • HK$400 Klook Gift Card; or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

 

PrimeCredit EarnMORE UnionPay Card for University Student
  • 【Till 31 March 2025 6 p.m.】HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
N/A
  • Additional 2% Cash Rebate Program
  • No Requirement on min annual income

Exclusive Offer - Gift Options

New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

Terms & Conditions

MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate

  • From 28 February 2025 12 p.m. till 31 March 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
  • How to redeem MoneyHero exclusive offer?
    • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
    • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.

______________________________________________________

Welcome Offer - Gift Options

  • Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198) ; or
  • GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600); or
  • HK$500 Cash Rebate; or
  • HK$400 Klook e-Gift Card (only for University / Tertiary students); or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

Terms & Conditions

  • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198); or
    • GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600)
  • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
    • HK$500 Cash Rebate; or

Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

  • HK$400 Klook Gift Card; or
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

 

 

AEON CARD WAKUWAKU
N/A
Min. Annual Income
1%
Cashback Dining
6%
Online Spending
    • Thanksgiving Days
    • Cardholder is entitled to 5% credit purchase discount at AEON on "AEON Thanksgiving Days" (2nd & 20th of every month) Except fast food, licensee and specified items
       
    • Enjoy more savings all year-round with the "AEON Member Price"
    • Starting from 7 November 2024,  foreign transaction with AEON Cards are imposed
    • 1.95% of the transaction amount of every foreign transaction converted into Hong Kong dollars (included the 1% charge imposed by relevant card associations).
    • 1% of the transaction amount of every Hong Kong dollar transaction conducted overseas or merchant registered outside Hong Kong (as to be charged by relevant card associations).
    • For details, please refer to the terms in credit card fee schedule and key facts statement
    • Welcome offer is only applicable to new customer.
    • New customer shall mean applicant who applies for the Credit Card has not held any valid AEON Credit Card in the past 12 months (including not yet activated credit card). AEON Credit Card means the credit cards and cobrand credit cards issued by AEON Credit Service (Asia) Co., Ltd (“AEON”). The application records of AEON shall prevail.

    Other things to note

    • Terms and Conditions apply, subject to AEON's website. For the latest details, please refer to AEON's website.
    Hang Seng MMPOWER World Mastercard®
    • 【Deadline: 31/3/2025】New customer : LOJEL Alto 29" Large Luggage; Existing customer: HK$600 Apple Store Gift Card
    $150000
    Min. Annual Income
    5%
    Cashback Local
    6%
    Cashback Overseas
    • Oversea Foreign Currencies Spending enjoy up to 6% +FUN Dollars rebate
    • Online Retail Spending and Selected Spending Categoriesenjoy +FUN Dollars Reward

    Exclusive Gift (New to Bank Customer)

    Gift Options

    • New Credit Card Customer : LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
    • New Credit Card Customer : Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color); or
    • New Credit Card Customer : Laifen Swift Premium High-Speed Hair Dryer (valued at HK$1,299; random color)

    Terms & Conditions

    From now till 31 March 2025 6 p.m.

    • New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) OR Nothing Ear (3) Wireless Earbuds (valued at HK$1,299; random color) OR Laifen Swift Premium High-Speed Hair Dryer (valued at HK$1,299; random color)

    Important dates:

    • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.

    _______________________________________________________

    Exclusive Gift (New to Bank Customer)

    • New Credit Card Customer : HK$800 Apple Store Gift Card; or
    • New Credit Card Customer :HK$800 Wellcome Shopping Voucher; or
    • New Credit Card Customer : HK$800 Trip.com e-Gift Card

    Terms & Conditions

    From now till 31 March 2025 6 p.m.

    • New Credit Card cardholders* who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$800 Apple Store Gift Card / Wellcome voucher / Trip.com e-Gift Card

    Important dates :

    • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • New Credit Card customers* - Spent HK$100 within 30 calendar days after approval.

    _______________________________________________________

    Exclusive Gift (Existing Customer)

    Gift Options

    • Existing Credit Card Customer : HK$600 Apple Store Gift Card ; or
    • Existing Credit Card Customer : HK$600 Wellcome Shopping Voucher; or
    • Existing Credit Card customer:HK$600 Trip.com e-Gift Card

    Terms & Conditions

    From now till 31 March 2025 6 p.m.

    • Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to HK$600 Apple Store Gift Card / Wellcome Voucher / Trip.com e-Gift Card

    Important dates:

    • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.

    _______________________________________________________

    Exclusive Voucher (Existing Customer)

    Gift Options

    • Existing Credit Card Customer : LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color); or
    • Existing Credit Card Customer : Marshall Willen II Wireless Portable Speaker(valued at HK$999) ; or
    • Existing Credit Card Customer : BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)

    Terms & Conditions

    From now till 31 March 2025 6 p.m.

    • Existing Credit Card cardholders^ who successfully apply for Hang Seng MMPOWER WorldMastercard® via MoneyHero and spent HK$100 within 30 calendar days after approval are entitled to LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) OR Marshall Willen II Bluetooth Speaker (valued at HK$999) OR BRUNO BAK802 Soymilk & Hot Soup Blender (valued at HK$698, random colour)

    Important dates :

    • Within 30 days after card issuance: The card must be approved by Hang Seng.
      • Existing Credit Card customer - Spent HK$100 within 30 calendar days after approval.

    _______________________________________________________

    Welcome Offer - Up to $700 +FUN Dollars

    Gift Options

    • New Customer:$700 +FUN Dollars; or
    • Existing Customer:$300 +FUN Dollars

    Terms & Conditions

    Valid until 30 June 2025, successfully apply Hang Seng MMPOWER World Mastercard, and make HK$5,000 eligible spending within 60 days from the date of card issuance, can enjoy the following welcome offer:

    • New Customers: $700 +FUN Dollars
    • Existing Customer: $300 +FUN Dollars
    • Full-time University/Tertiary Students who has made HK$2,000 eligible spending within 60 days from the date of card issuance is entitled to get $300 +FUN Dollars

     

    American Express® Gold Business Card
    • Enjoy enhanced welcome offer of up to HK$2,800! Spend HK$1,000 to earn HK$1,000 statement credit.
    $200000
    Min. Annual Income
    0.83%
    Local Spending - Cashback Rate
    1%
    Overseas Spending - Cashback Rate on foreign currency spending
    • Complimentary business travel insurance of up to HK$2,000,000 Business Travel Accident Insurance
    • 2 complimentary visits to Plaza Premium Lounge per calendar year

    Year-round Privilege: Gift Options

    Complimentary business travel insurance of up to HK$2,000,000 Business Travel Accident Insurance

    Terms & Conditions

    Complimentary business travel insurance of up to HK$2,000,000 Business Travel Accident Insurance

    _____________________________________

    Year-round Privilege: Gift Options

    2 complimentary visits to Plaza Premium Lounge per calendar year

    Terms & Conditions

    • Eligible American Express® Gold Business Card Cardmembers can enjoy 2 complimentary 1-day access passes of The Executive Centre
    • Make a booking with this reference code [AMEX] via the dedicated link
    • After the registration, please present the confirmation email and the Eligible Card upon arrival at the Centre

    _____________________________________

    Welcome Offer: Gift Options

    Enjoy enhanced welcome offer of up to HK$2,800! Spend HK$1,000 to earn HK$1,000 statement credit.

    Terms & Conditions

    • First transaction bonus : HK$200 statement credits upon first transaction made within the first 3 months upon Basic Card approval
    • Welcome Bonus : HK$800 statement credits upon first HK$1,000 spend in the first 3 months
    • Spending Bonus : 315,000 points (eqv to HK$1,050 in pay with points or cash voucher / 17,500 miles) upon HK$45,000 spend in the first 3 months
    • Business Essential Merchants Bonus : 225,000 points 5X spending bonus on selected merchants (adobe , AWS, dropbox, Fedex, HKT , Shell)
    • Terms and conditions apply.

     

     

    The Platinum Card
    • Earn up to 1,000,000 Membership Rewards points
    $10000
    Min. Annual Income
    $ 5 /mile
    Overseas Spending - Air Miles Conversion
    Unlimited
    Number of Free Lounge Access
    • 1,400+ lounges

    1,000,000 Membership Rewards® points!

    • First transaction bonus: 100,000 points upon successful application and upon successful spending in the first 3 months
    • Welcome bonus: 500,000 points upon HK$15,000 spending in the first 3 months
    • Spending bonus: 400,000 points upon spending another HK$50,000 in the first 3 months

    Terms and conditions apply.

    Top up Octopus Offer

    • Earn extra HK$100 statement credit upon topping up your Octopus on iPhone or Apple Watch for HK$300 in the first 3 months
    HSBC EveryMile Credit Card
    • $800 RewardCash
    $240000
    Min. Annual Income
    $5/mile
    Airmiles Local
    1%
    Cashback Local

      HSBC Welcome Offer
      Applying for eligible credit card via HSBC website, HSBC Personal Internet Banking or HSBC App and make eligible transaction of HKD/RMB 8,000 or above within the first 60 calendar days after card issuance:

      • New Credit Card Customers: $800 RewardCash
      • Existing Credit Card Customers: $200 RewardCash

       

      HSBC Red Credit Card
      • 【Till 28 February 2025 6 p.m. 】HK$300 Apple Store Gift Card/Wellcome Shopping Voucher
      $120000
      Min. Annual Income
      4%
      Online spending
      1%
      Designated spending categories
      • Perpetual annual fee waiver
      • Cashback Overseas Online Shopping: 4%

      Exclusive Offer - Gift Options

      • HK$300 Apple Store Gift Card; or
      • HK$300 Wellcome Shopping Voucher

      Terms & Conditions

      • New and Existing HSBC Credit Card Customers get rewarded with HK$300 Apple Store Gift Card OR Wellcome Shopping Voucher by fulfilling the following requirements:
        • From 31 January 2025 6 p.m. to 28 February 2025 6 p.m.: New and Existing HSBC Credit Card Customers who successfully apply for HSBC Red Credit Card for Students via MoneyHero
        • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously. Please fill in the form with accurate Reference Number. Application Reference Number - 12-digit number (for example 202430875089).
        • On or before 31 March 2025: The card must be successfully approved, subject to the Bank’s system records.
        • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

      __________________________________________

      Red Hot Show Pass Lucky Draw

      From now until 16 March 2025, New Credit Card Customers who successfully apply for an eligible HSBC Credit Card2 via this designated promotion page or HSBC Reward+ can participate in the lucky draw. Once your application is approved and you have completed the designated missions listed as follows, you can earn up to 2X lucky draw chances to win the tickets of hottest shows!

      Gift Options

      Red Hot Show Pass Lucky Draw

      Terms & Conditions

      From now until 16 March 2025, New Credit Card Customers who successfully apply for an eligible HSBC Credit Card2 via this designated promotion page or HSBC Reward+ can participate in the lucky draw. Once your application is approved and you have completed the designated missions listed as follows, you can earn up to 2X lucky draw chances to win the tickets of hottest shows!

      __________________________________________

      Red Hot Winter Rewards - Broadway

      Gift Options

      Up to $950 RewardCash

      Terms & Conditions

      Red Hot Winter Rewards - Broadway
      From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Broadway with an HSBC credit card, and earn up to an extra $950 RewardCash.

      __________________________________________

      Red Hot Winter Rewards - Mannings

      Gift Options

      Up to Extra 10% RewardCash

      Terms & Conditions

      Red Hot Winter Rewards - Mannings
      From 1 December 2024 until February 28, 2025, enjoy Red Hot Winter Rewards - Mannings with an HSBC credit card, and earn up to an extra 10% RewardCash.

      • Monday to Sunday: extra 5% RewardCash rebate, up to $300 RewardCash
      • Friday to Sunday: extra 5%, for a total of 10% RewardCash rebate, up to $150 RewardCash
      • *Register via HSBC Reward+ app to enjoy the offer
      Standard Chartered Smart Credit Card
      • 【Deadline: 3/2/2025 12PM】Marshall Emberton II Bluetooth Speaker; or BRUNO BOE021 Compact Hot Plate
      $96000
      Min. Annual Income
      Not Available
      Local Spending - Air Miles Conversion
      5%
      Cashback Supermarket
      • Up to 3% CashBack with selected merchants

      Exclusive Welcome Voucher: Gift Options

      • HK$800 Apple Store Gift Card; or
      • HK$800 Wellcome Shopping Voucher; or
      • HK$800 HKTVmall e-Gift Voucher; or
      • HK$800 Trip.com e-Gift Voucher

      Terms & Conditions

      • New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Gift Voucher by fulfilling the following requirements:
        • From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
        • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
        • On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
        • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

      ____________________________________

      MoneyHero Exclusive Welcome Voucher

      Gift Options

      • HK$800 Apple Store Gift Card; or
      • HK$800 Wellcome Shopping Voucher; or
      • HK$800 HKTVmall e-Gift Voucher; or
      • HK$800 Trip.com e-Gift Voucher

      Terms & Conditions

      • New Standard Chartered Credit Card Customers get rewarded with HK$800 Apple Store Gift Card OR HK$800 Wellcome Shopping Voucher OR HK$800 HKTVmall e-Gift Voucher OR HK$800 Trip.com e-Gift Voucher by fulfilling the following requirements:
        • From 02 January 2025 12 p.m. to 03 February 2025 12 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Smart Credit Card via MoneyHero
        • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
        • On or before 03 March 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
        • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

      ____________________________________

      Welcome Offer: Gift Options

      • HK$800 CashBack; or
      • Two HKGPPF voucher with Infinity Room Access

      Terms & Conditions

      • From now till 27 February 2025, new Cardholders have accumulated Eligible Transactions of HK$3,500 or above with the newly approved Smart Card within the first month from the date of issuance:
        • HK$800 OR
        • Two HKGPPF voucher with Infinity Room Access
      • The CashBack from Welcome Offer will be credited within 4 months after card issuance
      Citi Prestige Card
      • 【Deadline: 3/3/2025 12PM】Dyson Deluxe Package (total value at HK$7,160) / $5,000 Apple Gift Card
      $600000
      Min. Annual Income
      $6/mile
      Local Spending - Air Miles Conversion
      0.8 %
      Local Spending - Cashback Rate
      • Apply to get Extra 30,000 Miles (360,000 Points)

      Gift Options

      • Dyson Deluxe Package (total value at HK$7,160): DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) + Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380); or
      • Sony Vlog camera ZV-1 (valued at HK$5,999; random color); or
      • B&W Px8 Wireless Noise Canceling Headphones (valued at $5480; random color); or
      • Philips Pet Air Purifier AC3681/10 (valued at HK$5,398)

      Terms & Conditions

      MoneyHero Time-Limited Exclusive Offer

      • New Citi Prestige Card Customers get rewarded with Dyson Deluxe Package (total value at HK$7,160): Dyson Hot + Cool™ Tower Fan AM09 (valued at HK$3,380) + DYSON HD15 Supersonic™ hair dryer (valued at HK$3,780) / Sony Vlog camera ZV-1  (valued at HK$5,999, random color) / B&W Px8 Wireless Noise Canceling Headphones (valued at HK$5,480, random color) / Philips Pet Air Purifier AC3681/10  (valued at HK$5,398)

      Requirements

      • From 03 February 2025 12 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
      • On or before 03 April 2025: The card must be approved by Citibank.
      • Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.

      ____________________________________________

      Gift Options

      • HK$5,000 Apple Store Gift Card; or
      • HK$5,000 Trip.com Gift Card

      Terms & Conditions

      MoneyHero Time-Limited Exclusive Offer

      • New Citi Prestige Card Customers get rewarded with HK$5,000 Apple Store Gift Card / HK$5,000 Trip.com e-Gift Card

      Requirements

      • From 03 February 2025 12 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
      • On or before 03 April 2025: The card must be approved by Citibank.
      • Within 30 days after card approval: Spend HK$8,000 or above with the card (value-added PayMe/Alipay AliPay/WeChat Pay can be counted) and pay HK$3,800 annual fee.

      ____________________________________________

      Gift Options

      Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

      Terms & Conditions

      Double the joy with Citi

      Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one!
      Designated restaurants:
       

      • ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
      • Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
      • Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
      • Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
      • Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
      • Cafe Causette - 3-Course Set Dinner Menu (HK$568)
      • Clipper Lounge - Designated Dinner Buffet (HK$888)
      • Hung Tong - Hung Tong Deluxe Set Menu (HK$888)
      • Leela - Leela x Citibank Dinner Menu (HK$988)
      • The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)

      Terms and Conditions apply , for more detail click here

       

      DBS Eminent Visa Signature Card
      • Welcome Offer Up to HK$600 Cash Rebate
      $360000
      Min. Annual Income
      Not Available
      Local Spending - Air Miles Conversion
      5%
      Local Spending - Cashback Rate
      • Earn up to 5% rebate on dining, medical services, sportswear and fitness clubs spending
      • Other retail spending with up to 1% rebate

      Welcome Offer Up to HK$600 Cash Rebate

      New Customers who successfully apply for DBS Eminent Card by 3 Apr 2025 can enjoy the first year annual fee waiver and following fabulous welcome offer upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

        

      Welcome Gift

      “Spending Requirement”

      Up to HK$600 Cash Rebate:

      • 10% Cash Rebate (“Cash Rebate”) on Eligible Spending, with a maximum limit of Cash Rebate HK$450; and/or
      • Extra HK$100 Cash Rebate (“Extra Cash Rebate”); and/or
      • HK$50 “InstaRedeem” Amount for activating the physical New Card within one month from card issuance date
      • Cash Rebate: accumulate retail spending or make transaction as listed below ("Eligible Spending") with the New Card within Spending Period:
        - accumulated retail spending of HK$3,000 or above, and/or
        - designated Instant Cash Service: the approved cash out amount that the New Customer has successfully applied for “Instant Cash” service via online (The Eligible Spending amount of this item is up to HK$3,000, and the maximum cash rebate is HK$300)
      • Extra Cash Rebate: accumulate spending or make transaction as listed below with New Card within Spending Period:
        - HK$1,000 or above in total for top up amount via Octopus Automatic Add Value Service; or
        - apply 12-month or above Flexi Shopping Programme
      • HK$50 “InstaRedeem”: successfully activated the physical New Card via DBS Card+ within 2 month from card issuance date

      DBS Eminent Card Brand-new Up to 5% Rebate Program, Up to $400 Rebate

      • 4 designated spending categories up to 5% rebate (applicable for the first HK$8,000 Eligible Spending in Other Retail Spending in each calendar month)
      • Other retail spending up to 1 % rebate (applicable for the first HK$20,000 Eligible Spending in Other Retail Spending in each calendar month)
      • Registration in DBS Card+ mobile application is required

      Exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS

      Cash Rebate is not applicable to applicants who, during the New Card approval process, have applied for or held any principal DBS Eminent Visa Signature Card and/ or DBS Eminent Visa Platinum Card (formerly named as DBS Visa Platinum Card, DBS Visa Gold Card or DBS Visa Classic Card).

      New Customer must download DBS Card+ Mobile Application (“DBS Card+”), register and activate DBS Card+ account within 1 month of the New Card issuance date in order to be eligible to the Welcome Offer

      Reload of digital wallet does not count as eligible transactions of welcome offer. DBS iBanking bill payment and transactions in Hong Kong dollars at the point of sales outside Hong Kong are not eligible for earning Cash Rebate


      Terms and conditions apply, click “Apply Now” for more details.

      Citi PremierMiles Card
      • 【⏰ Deadline: 3/3/2025 12PM】Limited offer: LOJEL luggage set / $1,800 Apple Gift Card⏰
      $120000
      Min. Annual Income
      $8/mile
      Local Spending - Air Miles Conversion
      0.75%
      Local Spending - Cashback Rate
      • Up to HK$3 = 1 mile for overseas spending

      Gift Options

      • CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
      • LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
      • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
      • B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Terms & Conditions

      New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Requirements

      • From 20 February 2025 6 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • On or before 03 April 2025: The card must be approved by Citibank
      • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

      _____________________

      Gift Options

      • CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
      • LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
      • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
      • B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Terms & Conditions

      New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Requirements

      • From 20 February 2025 6 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • On or before 03 April 2025: The card must be approved by Citibank
      • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

      _____________________
       

      Gift Options

      Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

      Terms & Conditions

      Double the joy with Citi

      Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one!
      Designated restaurants:
       

      • ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
      • Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
      • Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
      • Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
      • Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
      • Cafe Causette - 3-Course Set Dinner Menu (HK$568)
      • Clipper Lounge - Designated Dinner Buffet (HK$888)
      • Hung Tong - Hung Tong Deluxe Set Menu (HK$888)
      • Leela - Leela x Citibank Dinner Menu (HK$988)
      • The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)

      Terms and Conditions apply , for more detail click here

      Citi Rewards UnionPay Card
      • 【⏰Deadline: 3/3/2025 12PM】LOJEL luggage set / HK$1,800 Apple Store Gift Card⏰
      $120000
      Min. Annual Income
      $1.5/mile
      Local Spending - Air Miles Conversion
      3.7%
      Local Spending - Cashback Rate
      • Enjoy up to 3% Points Rebate for Shopping & Entertainment spend
      • Points that never expire

      Gift Options

      • CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
      • LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
      • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
      • B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Terms & Conditions

      New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Requirements

      • From 20 February 2025 6 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • On or before 03 April 2025: The card must be approved by Citibank
      • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

      __________________________________________________

      Gift Options

      • HK$1,800 Apple Store Gift Card; or
      • HK$1,800 Wellcome Shopping Voucher

      Terms & Conditions

      New Citibank Customers can get MoneyHero Exclusive reward with HK$1,800 Apple Store Gift Card / HK$1,800 Wellcome Shopping Voucher

      Requirements

      • From 20 February 2025 6 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • On or before 03 April 2025: The card must be approved by Citibank
      • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards
      Citi Rewards Card
      • 【⏰ Deadline: 3/3/2025 12PM】Limited offer: LOJEL luggage set / $1,800 Apple Gift Card⏰
      $120000
      Min. Annual Income
      $3/mile
      Local Spending - Air Miles Conversion
      1.85%
      Local Spending - Cashback Rate
      • Enjoy up to 3% Points Rebate for Shopping & Entertainment spend

      Gift Options

      • CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
      • LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
      • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
      • B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Terms & Conditions

      New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Requirements

      • From 20 February 2025 6 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • On or before 03 April 2025: The card must be approved by Citibank
      • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

      _____________________

      Gift Options

      • CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
      • LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
      • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
      • B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Terms & Conditions

      New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Requirements

      • From 20 February 2025 6 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • On or before 03 April 2025: The card must be approved by Citibank
      • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

      _____________________
       

      Gift Options

      Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

      Terms & Conditions

      Double the joy with Citi

      Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one!
      Designated restaurants:
       

      • ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
      • Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
      • Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
      • Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
      • Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
      • Cafe Causette - 3-Course Set Dinner Menu (HK$568)
      • Clipper Lounge - Designated Dinner Buffet (HK$888)
      • Hung Tong - Hung Tong Deluxe Set Menu (HK$888)
      • Leela - Leela x Citibank Dinner Menu (HK$988)
      • The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)

      Terms and Conditions apply , for more detail click here

      Citi Cash Back Card
      • 【⏰ Deadline: 3/3/2025 12 PM】Limited offer: LOJEL luggage set / $1,800 Apple Gift Card⏰
      $120000
      Min. Annual Income
      Not Available
      Local Spending - Air Miles Conversion
      2%
      Local Spending - Cashback Rate
      • 2% Rebate on Local Dining and Hotel Spending

      Gift Options

      • CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
      • LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
      • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
      • B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Terms & Conditions

      New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Requirements

      • From 20 February 2025 6 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • On or before 03 April 2025: The card must be approved by Citibank
      • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

      _____________________

      Gift Options

      • CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880); or
      • LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random); or
      • Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour); or
      • B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Terms & Conditions

      New Citibank Customers can get MoneyHero Exclusive reward with CARRIER DC-28VSB 22L 2-in-1 Air Purifying inverter Dehumidifier (valued at HK$5,880) / LOJEL luggage set (total value HK$4,200): A pair of ALTO 29" Large Luggage (color random) / Marshall Stanmore III Bluetooth Speaker (valued at HK$3,499, random colour) / B&W PX7 S2 Wireless Noise Canceling Headphones (valued at HK$3,280; random color)

      Requirements

      • From 20 February 2025 6 p.m. till 03 March 2025 12 p.m.: Successfully apply for the designated Citibank Credit Card(s) and submitted redemption form via MoneyHero
      • On or before 03 April 2025: The card must be approved by Citibank
      • Within first 30 days after card approval: Have accumulated eligible transactions of HK$4,000
      • Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card & Citi Premier Miles Card ; not applicable to student cards

      _____________________
       

      Gift Options

      Enjoy fabulous 1-for-1 Dinner Menu with your Citi Mastercard Credit Card

      Terms & Conditions

      Double the joy with Citi

      Valid until 16 April 2025 and valid only on Wednesdays. Enjoy fabulous 1-for-1 Dinner Menu at designated Michelin-starred and renowned restaurants with your Citi Mastercard Credit Card on Wednesday night. Treat a friend to an unforgettable meal for the price of one!
      Designated restaurants:
       

      • ANDO - Andō x Citibank Dinner Tasting Menu (HK$1,350)(Asia's 50 Best Restaurant)
      • Duddell's - Duddell's x Citibank Dinner Tasting Menu (HK$1,488)(SCMP 100 Top Tables)
      • Louise - Designated Dinner Menu (HK$1,488)(OAD Asia Top Restaurants )
      • Restaurant Petrus - Designated Dinner Menu (HK$1,500)(OAD Asia Top Restaurants)
      • Shang Palace -Michelin Award Celebration Menu for Citibank Cardholders (HK$1,328)(SCMP 100 Top Tables)
      • Cafe Causette - 3-Course Set Dinner Menu (HK$568)
      • Clipper Lounge - Designated Dinner Buffet (HK$888)
      • Hung Tong - Hung Tong Deluxe Set Menu (HK$888)
      • Leela - Leela x Citibank Dinner Menu (HK$988)
      • The Aubrey -Classic Izakaya Experience Dinner Menu (HK$950)(Asia's 50 Best Bars)

      Terms and Conditions apply , for more detail click here

      PrimeCredit WeWa UnionPay Diamond Card
      • 【Till 31 March 2025 6 p.m】HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
      $150000
      Min. Annual Income
      6%
      Apple Pay
      4%
      Local Spending - Cashback Rate
      • Annual fee waived for the first 2 years

      Exclusive Offer - Gift Options

      New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

      Terms & Conditions

      MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate

      • From 28 February 2025 12 p.m. till 31 March 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
      • How to redeem MoneyHero exclusive offer?
        • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
        • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.

      _____________________________________________

      Welcome Offer - Gift Options

      • SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
      • American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage ; or
      • HK$500 Cash Rebate; or
      • HK$400 Klook e-Gift Card (Only applicable to Full-time University / Tertiary Student); or
      • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

      Terms & Conditions

      Welcome Offer

      Valid until 30 June 2025, eligible WeWa Cardholder is entitled to receive or redeem one of the following Welcome Offers upon fulfilling the Eligible Retail Purchase Transactions Requirement specified:

      • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
        • SONY Wireless Noise Cancelling Headphones (WF-1000XM5); or
        • American Tourister BRINK SPINNER 29” EXPANDABLE TSA Luggage
      • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
        • HK$500 Cash Rebate


       

       

       

      PrimeCredit EarnMORE UnionPay Diamond Card
      • 【Till 31 Mar 2025 6 p.m.】HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate
      $150000
      Min. Annual Income
      Not Available
      Local Spending - Air Miles Conversion
      4 %
      Local Spending - Cashback Rate
      • Additional 2% Cash Rebate Program
      • No Requirement on min annual income

      Exclusive Offer - Gift Options

      New Customer: HK$200 Wellcome Shopping Voucher + HK$100 Cash Rebate

      Terms & Conditions

      MoneyHero Exclusive Offer: HK$200 Wellcome Shopping Voucher + HK$100 cash rebate

      • From 28 February 2025 12 p.m. till 31 March 2025 6 p.m., new customers of PrimeCredit Credit Card who successfully apply for PrimeCredit UnionPay Credit Card via MoneyHero can enjoy HK$200 Welcome Shopping Voucher + HK$100 cash rebate.
      • How to redeem MoneyHero exclusive offer?
        • Note down your application reference number for reference. You will be asked to upload all required documents when you apply the card to facilitate the approval process.
        • Within 7 days of receiving the form, complete the redemption form sent via email for verification and follow-up. MoneyHero will verify your reward eligibility with PrimeCredit.

      ______________________________________________________

      Welcome Offer - Gift Options

      • Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198) ; or
      • GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600); or
      • HK$500 Cash Rebate; or
      • HK$400 Klook e-Gift Card (only for University / Tertiary students); or
      • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

      Terms & Conditions

      • Spend HK$8,800 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
        • Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (valued at HK$2,198); or
        • GoPro HERO 4K Action Camera (CHDHF-131) (valued at HK$1,600)
      • Spend HK$8,500 on Eligible Retail Purchase Transactions within 90 days from the card issuing date:
        • HK$500 Cash Rebate; or

      Spend HK$2,000 on Eligible Retail Purchase Transactions within 90 days from the card issue date (only applicable to Full-time University / Tertiary Student):

      • HK$400 Klook Gift Card; or
      • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

      ______________________________________________________

      EarnMORE UnionPay Card Additional 2% Cash Rebate Program

      EarnMORE UnionPay Credit Card's up to 2% cash rebate applies to all merchant categories, including "Local Spending," "Overseas Spending," and "Online Shopping."

      The rebate method is simple and straightforward, with no registration required. It applies to spending in both HKD and foreign currencies, with no minimum spending requirement.

      Gift Options

      Taiwan Spending Up to 5% Cash Rebate

      Terms & Conditions

      1. Promotion starts from 1 January 2025 to 31 December 2025 (both dates are inclusive) (“Promotion Period”). Cardholders will be awarded 2% Cash Rebate for Eligible Retail Purchase Transaction made by PrimeCredit Credit Card during the Promotion Period (“2% Cash Rebate”), 2% Cash Rebate amount will be calculated by every single Eligible Retail Purchase Transaction.
      2. 2% cash rebate includes EarnMORE UnionPay Card basic cash rebate and EarnMORE UnionPay Card extra cash rebate. During the promotional period, the basic 1% cash rebate is unlimited, but the 1% extra cash rebate is capped at HK$1,500. Terms and conditions apply.
      3. Octopus Automatic Add-Value: For every automatic add-value of HK$250, a rebate of HK$1 will be given.
      4. EarnMORE UnionPay Card extra cash rebate does not include (but is not limited to) cash advance amounts, credit card fees (including annual fees, interest/finance charges, late payment fees, over-limit fees, cash advance fees, and other charges), Octopus Automatic Add-Value transactions, casino transaction amounts, any money/electronic money transfers (including but not limited to peer-to-peer (P2P) payment services, mobile devices/applications/electronic transfer platforms), reloading electronic wallets, payments via electronic wallets, promotional cash-out amounts, cash installment, installment amounts, unposted/canceled/refunded/fraudulent transactions, and all unauthorized transaction amounts. All eligible retail purchase transactions are subject to the records of the financial institution.

       

      Standard Chartered Cathay Mastercard
      • 【Deadline: 31/3/2025 6PM】CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier
      $96000
      Min. Annual Income
      $2/mile
      Eligible spending on Cathay and HK Express
      $4/mile
      Eligible spending on dining / food delivery platforms, online and overseas spending
      • Earn 20 Status Points for every HKD100,000 eligible transactions, up to 100 Status Points in a calendar yea

      Offer Upgrade (Mutually exclusive form Exclusive Offer)

      Gift Options

      • CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour); or
      • Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color); or
      • LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color)

      Terms & Conditions

      Offer Upgrade (Mutually exclusive form Exclusive Offer)

      • New Standard Chartered Credit Card Customers get rewarded with CARRIER DC-22VS 2-in-1 Air Purifying Inverter Dehumidifier (valued at HK$4,880, random colour) OR Philips RO Water Dispenser ADD6910 (valued at HK$2,788; random color) OR LOJEL Alto 29" Large Luggage (valued at HK$2,100; random color) by fulfilling the following requirements:
        • From 28 February 2025 6 p.m. to 31 March 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
        • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
        • On or before 30 April 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
        • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.

      ___________________________________________

      Exclusive Welcome Gift: Gift Options

      • HK$900 Apple Store Gift Card; or
      • HK$900 Wellcome Shopping Voucher; or
      • HK$900 HKTVmall e-Gift voucher; or
      • HK$900 Klook e-Gift Voucher

      Terms & Conditions

      MoneyHero Limited-Time Exclusive Offer

      • New Standard Chartered Credit Card Customers get rewarded with HK$900 Apple Store Gift Card / Wellcome Shopping Voucher / HKTVmall e-Gift Voucher / Klook e-Gift Voucher by fulfilling the following requirements:
        • From 28 February 2025 6 p.m. to 31 March 2025 6 p.m.: New Standard Chartered Credit Card Customers who successfully apply for Standard Chartered Cathay Mastercard via MoneyHero
        • Within 7 days of receiving the form: Submit the reward redemption form sent via email previously.
        • On or before 30 April 2025: The card must be approved by Standard Chartered, subject to the Bank’s system records.
        • Within 7 days of receiving approval: Submit (1) the name of the Designated Card applied for, (2) their application date, and (3) screen capture of the approval SMS or Email notification to support@moneyhero.com.hk, which will be used by MoneyHero to verify reward eligibility.
      DBS Live Fresh Card
      • Up to 6% rebate on online spending
      $150000
      Min. Annual Income
      N/A
      Local Spending - Air Miles Conversion
      5.4%
      Local Spending - Cashback Rate
      • Welcome offer up to $450 rewards

      Welcome offer up to $450 rewards

      New Customers who successfully apply DBS Live Fresh Card by 3 Apr 2025 can enjoy the first year annual fee waiver and the following fabulous welcome gifts, upon spending with the new card in the first 3 months and activating DBS Card+ account in the first month*:

      Welcome GiftSpending Requirement

      HK$300 “InstaRedeem” Amount 

      • “InstaRedeem” Discount will be sub-divided into HK$200 and HK$100
      • HK$100 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$300 or above. The HK$200 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$500 or above.
      HK$4,000

      HK$150 “InstaRedeem” Amount (Only applicable to Tertiary Student)

      • “InstaRedeem” Discount will be sub-divided into HK$50 and HK$100
      • HK$50 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$150 or above. The HK$100 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$250 or above.
      • For tertiary student, please apply via DBS Card+
      HK$1,800
      Extra Welcome GiftSpending Requirement
      HK$100 Cash RebateNew Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period
      Extra InstaRedeemSpending Requirement
      HK$50 “InstaRedeem” AmountSuccessfully activate the New Card within 2 months from card issuance date

      Privileges

      • Up to 6% rebate on online spending. You can pick spending category for extra rebate every month based on your own spending habit.
      • DBS Live Fresh Card Exclusive: 90 days Interest-Free Repayment Period for Overseas, Travelling and Online Transaction
      • 10 Free Trials for Flexi Shopping. No handling fee when you apply for Flexi Shopping Programme.
      • First year annual fee waiver

      mReferral exclusive offer is only applicable to new applicants who have not owned any DBS cards in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards and/or DBS COMPASS VISA) issued by DBS.

      When applying for a DBS credit card, the DBS Card+ app will ask you to take a photo of your ID card immediately. Please place your ID card on a white paper and take the photo with your mobile phone. Please ensure that the ID number is clearly visible in the transparent windows on the front and back (applicable to new smart ID cards).

      Online transactions in Hong Kong Dollars, reload of e-wallets and Octopus Automatic Add-Value Service are only entitled to 0.4% basic rebate.

      Each Cardholder can enjoy a maximum of HK$150 Reward for each calendar month. Cardholders are required to claim the Reward for the relevant Eligible Transaction within 45 calendar days after the transaction date.

      • Cardholders must click the red InstaRedeem button on the Timeline of DBS Card+ HK to enjoy the Reward.

      Terms and conditions apply, click “Apply Now” for more details.

      DBS Black World Mastercard®
      • Welcome Offer Up to 32,000 Miles
      $240000
      Min. Annual Income
      $3/mile
      Local Spending - Air Miles Conversion
      $2/mile
      Overseas spending - Air Miles Conversion
      • HK$2 = 1 mile on overseas spending

      Welcome Offer

      New customers^ who successfully apply for DBS Black World Mastercard by 3 Apr 2025 are entitled to the applicable welcome gift (“Welcome Gift”) set out below: 

       New Customers

      Up to 30,000 Miles and/or Extra 2,000 Miles

      Terms and conditions applicable to up to 30,000 miles (“Miles Reward”):

      1. New Customer must accumulate retail spending of designated amount (as set out in the table below) with the New card within 3 months of the New Card issuance date in order to be eligible to the Miles Reward as set out in the table below:

      Spending Requirement

      Miles Reward

      Tier 1: Accumulated Eligible Spending of HK$8,000

      8,000 miles (i.e. DBS$384)

      Tier 2: Accumulated Eligible Spending of HK$20,000

      12,000 miles (i.e. DBS$576)

      Tier 3: Accumulated Eligible Spending of HK$60,000

      30,000 miles (i.e. DBS$1,440)

      2. Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

      3. The Miles Reward will be awarded to the eligible New Customers in the form of DBS$ for the New Customers to redeem miles by themselves. Hence, New Customer must choose to participate in the DBS$ Redemption Scheme. The DBS$ awarded to the New Customer shall include the spending reward earned by the New Customer under the DBS$ Reward Scheme (“Basic Reward”). For the avoidance of doubt, please refer to the below examples for calculation method:

      Example

      Spending amount reaching  designated tiers within first 3 months 

      A

      Miles earned based on Welcome Gift  
       B

       

      DBS$ required to redeem the miles^
       C

      =B÷1,000×48

      Basic Reward earned for the relevant spending amount
      D

      =Local Spending of A÷250×2# + Overseas Spending of A÷250×3+

      Extra DBS$ to be credited by the Bank ("Extra Reward")
      E
      =C-D

      Local Spending

      Overseas Spending

       

       

       

       

      Tier 1

      HK$5,500

      HK$2,500

      8,000

      384

      74

      310

      Tier 2

      HK$7,320

      HK$12,680

      12,000

      576

      210

      366

      Tier 3

      HK$59,000

      HK$21,000

      30,000

      1,440

      564

      876

      ^ Calculated based on the conversion rate of DBS$48 = 1,000 miles.
      # Calculated based on HK$250 = DBS$2, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.
      + Calculated based on HK$250 = DBS$3, since DBS$ is in integral, DBS$ earned will be rounded down to the nearest integer.

      4. Basic Reward will be credited to the New Card account automatically and shown on the monthly statement after the relevant transactions are posted. Extra Reward will be credited to the New Card account of the eligible New Customer after meeting the relevant requirements, and within 6 months after the New Card issuance and shown on the monthly statement.

      Terms and conditions applicable to Extra 2,000 Miles:

      1. New Customers who reload their Octopus via the Octopus Automatic Add-Value Services, or “E-Wallet Spending” (definition as per clause 11) conducted via PayMe, WeChat Pay and Alipay, and the accumulated reloaded amount is HK$1,000 or above with the New Card within the Spending Period, are entitled to Extra 2,000 Miles (“Extra Miles Reward”). The Extra Miles Reward will also be awarded to the eligible New Customers in the form of DBS$ (i.e. DBS$96) (“Extra Reward”) for the New Customers to redeem miles by themselves.
      2. Extra Reward will be credited to the New Card account of the eligible New Customer after meeting the relevant requirements, and within 6 months after the New Card issuance and shown on the monthly statement.

      Terms and conditions apply, click “Apply Now” for more details.

      DBS COMPASS VISA Platinum
      • Up to HK$450 welcome offer
      $100000
      Min. Annual Income
      $10/mile
      Local Spending - Air Miles Conversion
       
       
      • 8% COMPASS Dollar rebate on Local Supermarket spending
      • Join the “COM-To-Play” Mini Game to win up to $5,000 COMPASS Dollar upon designated spending

      Welcome Offer

      New Customers who successfully apply for DBS COMPASS VISA by 3 Apr 2025 can enjoy the first year annual fee waiver and the following fabulous welcome gift upon registering and activating both DBS Card+ app account and the physical New Card in the first 2 months* and spending with the new card in the first 3 months:

      HK$300 Local Supermarket InstaRedeem Discount

      • Accumulated Eligible Spending of HK$4,000 or above, and/or
      • Apply Instant Cash (i.e. “Call-a-loan” or “Funds Transfer”) with the New Card via the Bank’s Instant Cash webpage or DBS Card+, the successful approved and cash out Instant Cash loan amount can be deemed as Eligible Spending amount (subject to a cap of HK$3,000).

      The HK$300 InstaRedeem will be pushed to New Customer by sub-dividing into HK$100 and HK$200. HK$100 will be pushed automatically to the eligible New Customer after the eligible New Customer has completed a single retail spending transaction with amount of HK$300 or above at local supermarket. The HK$200 InstaRedeem will be automatically applied to eligible new customers after they activated their physical new card and using the physical new card to complete a single retail transaction of HK$500 or above at local supermarket. The eligible New Customer can use the InstaRedeem received to set off the amount payable for that transaction via the InstaRedeem function of DBS Card+.

      Extra Welcome Gift

      HK$100 Cash Rebate

      Accumulate Octopus Automatic Add-Value transaction of HK$1,000 or above or successfully apply for Flexi Shopping Programme (for any amount) with 12 to 60-month instalments via the New Card within 3 months after its issuance

      HK$50 InstaRedeem Discount

      Successfully activated the Physical New Card via DBS Card+ within 2 month from card issuance date

      HK$50 InstaRedeem will be awarded via DBS Card+ app upon a single retail spending of HK$50 or above with the physical New Card

      New Customers shall mean applicants who, during the New Card approval process have not applied for, do not currently hold, or in the 12 months prior to the date of application for the New Card, have not held and/or cancelled any principal credit cards (including co-branded cards) issued by the Bank.

      Terms and conditions apply, click “Apply Now” for more details.
       

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